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401(k) Crypto Retirement plans ‘bigger’ than Bitcoin ETF approval: analyst
Crypto Trends

401(k) Crypto Retirement plans ‘bigger’ than Bitcoin ETF approval: analyst

by admin August 19, 2025



The inclusion of cryptocurrency in US retirement plans could mark a milestone for Bitcoin adoption and unlock billions of dollars in new capital, potentially pushing the asset above $200,000 by the end of 2025, according to André Dragosch, the head of European research at crypto asset manager Bitwise. 

President Donald Trump paved the way for cryptocurrency inclusion in US 401(k) retirement plans after signing an executive order on Aug. 7, granting Americans access to digital assets through their retirement plans.

The inclusion of crypto in 401(k) plans may be even more significant for the Bitcoin (BTC) price than the approval of the US spot Bitcoin exchange-traded funds (ETFs) in January 2024, Dragosch said.

This “bullish” development may be even “bigger than the US Bitcoin ETF approval itself,” signaling another $122 billion worth of new capital, assuming a modest 1% portfolio allocation, Dragosch told Cointelegraph during the Chain Reaction daily X spaces show on Monday, throwing in a price prediction for good measure:

“The official prediction remains $200,000 by the end of the year.”

“If you look at 401(K) and defined-contribution retirement plans in the US, they are huge,” said Dragosch, adding that 1% is a “relatively conservative” allocation estimate for the $12.2 trillion industry.

Is Bitcoin Headed for a 2025 Peak? Or is the 4-Year Cycle Dead? https://t.co/DckFjvkJIx

— Cointelegraph (@Cointelegraph) August 18, 2025

Including digital assets in retirement plans will enable 401(k) portfolio managers to invest in Bitcoin ETFs, which may push Bitcoin’s price to new all-time highs, flashing another optimistic signal for Bitwise’s $200,000 Bitcoin price target for the end of 2025.

Related: Bitcoin’s corporate boom raises ‘Fort Knox’ nationalization concerns

Fed policy, retirement plans seen as dual drivers

Based on Bitwise’s survey for financial advisers, most portfolio managers are more likely to recommend a 2.5% or 3% Bitcoin allocation for retirement plans, suggesting more significant inflows than the initial 1% allocation.

The first Bitcoin inflows from retirement plan managers may come as soon as this fall, coinciding with the first expected interest rate cut by the US Federal Reserve, which may drive Bitcoin to new highs, said Dragosch, adding:

“If you see further Fed rate cuts, there’s definitely a case for $200,000 by the end of the year.”

Markets are pricing in an 83% chance that the Fed will keep interest rates steady during the next Federal Open Market Committee meeting on Sept. 17, according to the latest estimates of the CME Group’s FedWatch tool.

Fed target interest rate probabilities. Source: CME Group’s FedWatch tool

Related: Analysts see Bitcoin buyer exhaustion as retail shifts to altcoins

Beyond improving monetary policy expectations, Bitcoin adoption may also be accelerated by the financial incentive of 401(k) plan providers to offer Bitcoin ETF exposure.

BlackRock, Fidelity and Vanguard are among the largest retirement plan providers in the US. While Vanguard has yet to “greenlight” crypto ETFs, “BlackRock and Fidelity have a huge economic incentive to include these Bitcoin ETFs in their standard plans,” said Dragosch.

US spot Bitcoin ETF overview by market share. Source: Dune 

BlackRock is the issuer of the largest Bitcoin ETF, the iShares Bitcoin Trust, with over $84 billion in assets under management, accounting for 57.5% of the total market share, while Fidelity’s ETF is the second-largest, holding  $22.4 billion, accounting for 15.3% of the total market share, Dune data shows.

Last Friday, US Securities and Exchange Commission Chair Paul Atkins confirmed that the regulatory agency is working with the Trump administration to enable retail investors’ retirement plan access to private equity, including crypto assets, but urged the necessity of “proper guardrails” around alternative investments.

Magazine: Crypto traders ‘fool themselves’ with price predictions — Peter Brandt





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August 19, 2025 0 comments
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Nobody should be surprised by how Jon Jones' retirement played out
Esports

Nobody should be surprised by how Jon Jones’ retirement played out

by admin June 24, 2025


  • Andreas HaleJun 24, 2025, 07:36 AM ET

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      Andreas Hale is a combat sports reporter at ESPN. Andreas covers MMA, boxing and pro wrestling. In Andreas’ free time, he plays video games, obsesses over music and is a White Sox and 49ers fan. He is also a host for Sirius XM’s Fight Nation. Before joining ESPN, Andreas was a senior writer at DAZN and Sporting News. He started his career as a music journalist for outlets including HipHopDX, The Grammys and Jay-Z’s Life+Times. He is also an NAACP Image Award-nominated filmmaker as a producer for the animated short film “Bridges” in 2024.

UFC CEO Dana White delivering the retirement news of arguably the greatest mixed martial artist of all time at a postfight news conference in Baku, Azerbaijan, after Saturday’s UFC Fight Night card was as underwhelming as it gets.

White’s tone suggested that he was let down — again — by the man he recently called the best pound-for-pound fighter in the world.

That man — Jon Jones — has operated on his terms and moved at his own pace. His retirement was no different.

But should anybody be surprised Jones decided to go out this way? More importantly, do we believe that this is truly the end of Jones’ complicated career?

For better or worse, Jones is easily the most selfish fighter in UFC history. And that has worked brilliantly for his MMA career and to the detriment of everyone else.

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Jones’ retirement squashed a highly anticipated heavyweight title unification fight between Jones and interim champion Tom Aspinall after months of will they, won’t they. Jones went out of his way to denigrate Aspinall as an opponent, calling him unproven and annoying. At the same time, he opted to take a legacy-furthering fight with 42-year-old former champion Stipe Miocic that may age better on paper. There was no real reason for the Miocic fight to happen other than the UFC gifting Miocic a payday and feeding Jones’ ego. White felt confident enough last December to guarantee “100 percent” the fight would happen and Jones would take on Aspinall next.

Instead, Jones routinely teased retirement, floated bouts against non-Aspinall opponents such as Alex Pereira and Francis Ngannou and seemingly laughed at the idea that he could be stripped of his title.

And remember, you can’t strip a guy like me at this point I give the belt up freely. Veni, vidi, vici. 😘

— Jonny Meat (@JonnyBones) June 6, 2025

“The fight was done,” White told the media on Sunday in New York. “We had the fight done a long time ago. Why he decided not to fight, you guys will have to ask him that.”

Jones has let people down before to maintain control. There is no concern for the fans, his promoter, or his teammates. But the greatest athletes always have a quirk that separates them from the rest. Jones’ quirk just happens to be selfishness.

That selfishness has protected him for his entire MMA career. Without it, he may not be where he is today.

Jones not fighting Aspinall is just one of many examples where Jones has put his needs first, regardless of who has helped him get to where he is. The UFC could have abandoned Jones during his litany of legal issues. Instead, they stood by their most popular and profitable star, perhaps more than any other fighter outside of Conor McGregor.

But what about when Jones leapfrogged his Jackson Wink teammate Rashad Evans to fight Mauricio “Shogun” Rua for the light heavyweight title? What was allegedly a close relationship between training partners dissolved into a vitriolic war of words that led to Evans leaving the gym. Evans called out Jones for being “fake” and said his “good guy act” would eventually fall apart. Jones went on to defeat Evans at UFC 145 in 2012, but the words of his rival have hung over Jones’ career.

Jones also turned down a short-notice fight with Chael Sonnen, causing the cancellation of UFC 151 in 2012, the first time a UFC pay-per-view was called off. To be clear, Jones had three days left in his training camp when he learned Dan Henderson was injured and Sonnen, a former middleweight title contender, had offered to step in. White’s disgust with Jones rang loud and clear on a conference call announcing the cancellation.

“This is one of the most selfish, disgusting decisions that doesn’t just affect you,” White said at the time. “This is affecting 16 other lives, their families, kids are going back to school. The list goes on and on of all the things, the money that was spent for fighters to train and the list goes on and on. Like I said, I don’t think this is going to make Jon Jones popular with the fans, sponsors, cable distributors, television network executives or other fighters.”

play

1:00

Aspinall vows to become the heavyweight GOAT after Jones’ retirement

Tom Aspinall speaks after officially becoming the UFC heavyweight champion after Jon Jones’ retirement.

When asked on Sunday about whether Jones ducked Aspinall, White referred to UFC 151. “I’ve said it a million times and I’ll say it again: Jon Jones has never ducked anybody other than that one goofy time with the Chael Sonnen thing.”

Other champions have stepped up on short notice, including Islam Makhachev, who recently defended his lightweight title on a day’s notice against Renato Moicano at UFC 311, but Jones opted to look out for himself. Is it wrong? Not necessarily. Jones would have been favored to win regardless, but he couldn’t be in control of the circumstances, and that’s the key to his decision-making.

Perhaps the most interesting example of Jones putting himself first is how he has expertly navigated the latter half of his career and protected his status as MMA’s GOAT.

The front half of Jones’ career was astounding and filled with dominant performances over Hall of Fame fighters Rua, Evans and Vitor Belfort. He also finished three future HOFers in Sonnen, Quinton “Rampage” Jackson and Lyoto Machida. But over the past decade, he has fought a mere nine times because of legal issues, suspensions and injuries.

Outside of two fights with bitter rival Daniel Cormier — one of which was a knockout win at UFC 214 in July 2014 that was overturned because Jones tested positive for a banned substance — the back half of Jones’ UFC career doesn’t compare to the first.

Jones expertly avoided putting himself in danger of losing by fighting so infrequently. To his credit, he still won. But fans began questioning what would happen against a high-level opponent in his prime. A megafight with Ngannou never materialized in part because Jones reportedly asked for “Deontay Wilder money” ($20-$30 million), and we have seen something similar with Aspinall. Jones chirped through social media and diminished the importance of the fight.

It’s not about money, loyalty or pleasing anyone else for Jones. It’s about Jones doing what he wants, when he wants and how he wants. And when he grew tired of the fans complaining and was possibly given a deadline to make a decision to fight or give up the heavyweight belt, White said Jones called and retired.

If, or when, Jones decides to come out of retirement to fight Aspinall or someone else, he’ll be in the driver’s seat of negotiating. After all, retirement is leverage in MMA, and if there’s one thing Jones loves, it’s operating on his terms.





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June 24, 2025 0 comments
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GameFi Guides

Trump’s Labor Department Retracts Biden-Era Guidance Against Crypto in Retirement Plans

by admin May 28, 2025



In brief

  • Under the Biden administration, the Department of Labor discouraged workplace 401(k) digital asset investing.
  • With Trump now in office, the Department has rescinded that guidance, calling it a Biden-era “overreach.”
  • The Department said it would adopt a “neutral stance” toward this type of investing.

The U.S. Department of Labor on Wednesday rescinded 2022 guidance that discouraged workplace 401(k) digital asset investing—the Trump administration’s latest crypto-friendly move. 

The agency said that it would cut the guidance to reaffirm “its neutral stance, neither endorsing, nor disapproving of, plan fiduciaries who conclude that the inclusion of cryptocurrency in a plan’s investment menu is appropriate.”

In 2022, under former President Joe Biden, the Labor Department issued guidance against incorporating crypto in 401(k) plans, citing fraud, theft and lack of regulation for the asset class. But the current administration has been fulfilling campaign promises to treat the digital asset industry more kindly and ratchet back regulation.



“The Biden administration’s department of labor made a choice to put their thumb on the scale,” said U.S. Secretary of Labor Lori Chavez-DeRemer in a Wednesday statement. “We’re rolling back this overreach and making it clear that investment decisions should be made by fiduciaries, not D.C. bureaucrats.”

Trump-appointed regulators have scrapped a number of lawsuits against crypto-focused companies, including exchanges Coinbase and Kraken. The SEC also launched a crypto task force soon after Trump took office. SEC Commissioner Hester Peirce, a noted crypto advocate who has earned the affectionate nickname “Crypto Mom,” is leading the task force, aiming to strike a more collaborative tone with crypto firms.

The 2022 Labor Department guidance had threatened to investigate firms offering to include crypto in retirement accounts. 

Companies offering crypto in retirement plans isn’t common, but top asset manager Fidelity in 2022 debuted a new product offering companies and their participating employees access to Bitcoin. 

Under the Biden administration, regulators and lawmakers scrutinized the industry, especially following the collapse of crypto exchange FTX and its subsidiaries—one of the biggest bankruptcies in history. 

Edited by James Rubin

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May 28, 2025 0 comments
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Tom Carreras
Crypto Trends

BlockTrust IRA Brings Quant Trading Tools to Crypto Retirement Accounts

by admin May 22, 2025



As spot bitcoin

exchange-traded funds continue to grow and Wall Street wades deeper into crypto, more and more people are able to gain exposure to digital assets through their individual retirement accounts (IRAs).

IRAs offer tax advantages and a range of investment options, including stocks, real estate, commodities and, increasingly, cryptocurrencies. But when it comes to crypto, there’s usually only one investment strategy available: to buy and hold.

It’s a strategy that might work well for assets like the S&P 500, which have long track records of steadily appreciating over longer time frames, but bitcoin is still an extremely volatile asset and other coins even more so.

The idea behind BlockTrust IRA, then, is simple: to manage the crypto positions of its customers in order to take advantage of that volatility and maximize their returns.

“We’re the only company that has an AI tool meshed with traders that put people automatically in cash [when need be]. Then we wait for the right signals, and we buy back in,” Jonathan Rose, the firm’s CEO, told CoinDesk in an interview.

“Where people are scared of volatility and scared of risk, we actually want the volatility and the risk associated with that, because that’s how we actually make our clients money,” Rose said. “We are right a lot more than we are wrong, and that’s how we’re able to beat the benchmark.”

BlockTrust’s secret sauce? Animus Technologies, a fund that provides intelligent asset management solutions for crypto. Animus has servers around the world and quantifies humongous amounts of data — to the point that a European government body has reached out to inquire what exactly they’re quantifying data for, according to Rose.

Animus typically only shares its signals with high net-worth individuals and fund clients, Rose said. In other words, crypto retail participants may now benefit, through their BlockTrust accounts, from the kind of trading mechanisms that previously were only available to quant funds.

The sophisticated strategies are currently only available for bitcoin

and ether , but BlockTrust offers exposure to 60 different cryptocurrencies, Rose said. Users of the platform can invest as little as $1,000 for non-managed accounts, or $25,000 if they want a managed account — and trading fees can go as low as 0.4% for the former and 0.14% for the latter.

BlockTrust IRA went live officially in February. In March, the firm had accrued $10 million in assets, and Rose expects it to bring in roughly $100 million before the end of the year.

The company’s early success may also be due to the fact that it’s not just open to U.S. residents, but to people all around the world, as long as they can pass its Know-Your-Customer (KYC) checks. Americans do have the added advantage of being able to use their tax-deferred retirement savings to gain exposure.

Crypto markets are ever changing, and trading strategies that function perfectly for a long time may suddenly become outdated due to shifts in the economic environment or crypto-intrinsic changes — potentially threatening to render Animus’ approach obsolete someday. But Rose isn’t concerned.

“When [the people at] Animus Technologies go to these hedge fund conferences and speak, they always come back with a big grin on their faces, because they’re like, ‘We are so light-years ahead of anyone remotely doing what we’re doing,’” Rose said. “It’s going to take like four to six years for people to even kind of catch up to us.”



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May 22, 2025 0 comments
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