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Finance

Daniel Cunha, Mercado Bitcoin's head of corporate development (Mercado Bitcoin)
Crypto Trends

Walmart-Backed OnePay to Add Bitcoin and Ether Trading to Finance App: CNBC

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Walmart-backed fintech OnePay plans to roll out cryptocurrency trading and custody features in its app by the end of the year.

The service will let users buy, hold, and convert bitcoin and ether within the app, with crypto infrastructure provided by Chicago-based Zerohash, CNBC reports , citing sources familiar with the matter.

Though OnePay hasn’t publicly confirmed the rollout, the move would put it in line with competitors like Venmo, Cash App, and PayPal, which already offer crypto trading to U.S. users.

Founded in 2021 by Walmart and venture firm Ribbit Capital, OnePay has been building what it calls an “everything app” for digital finance. Its existing services include high-yield savings accounts, debit and credit cards, peer-to-peer payments, and buy now, pay later options.

By adding crypto, OnePay is banking on the idea that its users, many of whom shop at Walmart’s nearly 4,600 U.S. stores, will want to spend, save, or transfer crypto on the same platform they handle cash.

Though OnePay is closely tied to Walmart, the app is operated as a separate company to appeal to a broader user base, particularly Americans underserved by traditional banks.

Last month, Zerohash raised $104 million+ from firms including Morgan Stanley and Interactive Brokers to expand its crypto services for banks and fintechs.



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Mutuum Finance solidifies position as lead DeFi contender
GameFi Guides

Mutuum Finance solidifies position as lead DeFi contender

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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Mutuum Finance is standing out in 2025 with a structured presale, strong transparency, and a clear path to functional DeFi utility.

Summary

  • The presale has raised $16.55 million across six phases, rewarding early backers with up to 600% potential token appreciation.
  • Mutuum Finance combines CertiK audit validation, a bug bounty program, and real-time dashboards to build trust and engagement.
  • The protocol will launch with functional lending markets and plans for a stablecoin and Layer-2 integration, providing immediate utility to investors.

In a year when most presales have struggled to prove their relevance, Mutuum Finance (MUTM) is emerging as a rare exception. Designed as a DeFi protocol with a clear roadmap and tangible delivery milestones, it is positioning itself as one of 2025’s strongest contenders under $0.05. Rather than leaning on hype, the project is building momentum through structure, transparency, and early credibility, signs that suggest its upcoming launch could carry far more weight than the typical token debut.

A presale built on structured growth

Mutuum Finance launched its presale in early 2025 at $0.01 per token in Phase 1. Since then, it has completed five phases, reaching $0.035 in Phase 6, a 250% increase for early backers. Each stage is built on a simple but effective growth model: the token price climbs by about 20% per phase. This structure generates urgency for newcomers while rewarding those who act early, ensuring steady momentum throughout the fundraising process.

Phase 6 is already more than halfway complete, with Phase 7 set to raise the token price to $0.04. According to the roadmap, the final launch price is fixed at $0.06. This creates a tiered appreciation ladder: Phase 1 buyers are positioned for MUTM value of up to 600%, while current participants can still nearly double their token appreciation by the time the token lists.

The scale of participation has been equally impressive. Mutuum Finance has raised over $16.55 million and distributed tokens to a wide pool of more than 16,650 holders, creating a healthy liquidity base for launch. With 730 million tokens sold, ownership is spread broadly across the community, reducing reliance on a handful of whales and signaling a strong distribution model.

Transparency through technology and engagement

The project’s live presale dashboard allows users to connect wallets, track balances, and calculate potential ROI in real time. The platform even features a Top 50 leaderboard, where the largest contributors are ranked and rewarded with bonus MUTM tokens at launch. This gamified approach has encouraged deeper participation while adding an extra layer of accountability to the process.

Community engagement has been boosted further through a $100,000 giveaway, rewarding early supporters and spreading awareness across the DeFi space. These initiatives ensure that the presale is not only about raising capital but also about building a vibrant, engaged community around the protocol.

Investor confidence often comes down to one question: can the project be trusted? Mutuum Finance has addressed this head-on. The protocol recently completed a CertiK audit, achieving a 90/100 Token Scan score that places it among the higher-tier DeFi projects reviewed by the blockchain security firm. This external validation gives investors reassurance that the smart contracts underpinning MUTM have been rigorously tested.

In addition, the project has rolled out a $50,000 bug bounty program split across four tiers. By rewarding white-hat hackers and developers for finding vulnerabilities, Mutuum Finance ensures continuous testing and improvement of its codebase. This layered approach, third-party auditing plus community-driven testing, strengthens both the protocol’s resilience and its reputation.

Utility waiting at launch

Unlike many presale projects that delay functionality until well after token listing, Mutuum Finance has committed to launching a beta version of its platform alongside the token debut. This means that from day one, investors will have access to the protocol’s dual lending markets—Peer-to-Contract (P2C) pools for mainstream assets and Peer-to-Peer (P2P) isolated agreements for riskier tokens.

Borrowers will also have the option of variable or stable interest rates, with mechanisms that rebalance stable loans if the market shifts too drastically. Lenders, meanwhile, will receive mtTokens, interest-bearing receipt tokens that track yield transparently and can be staked in the protocol’s safety module. These mechanics are designed not just to provide utility but to align platform activity directly with token demand.

The bigger picture

While the presale success is already notable, Mutuum Finance’s roadmap extends well beyond launch. Plans include an over-collateralized stablecoin, which will give users a predictable medium of exchange and further anchor borrowing activity within the protocol. A push toward Layer-2 integration is also on the horizon, reducing costs and opening the platform to a broader base of users.

These steps are reinforced by Mutuum Finance’s commitment to reliable oracle infrastructure, including Chainlink feeds with fallback and aggregated options to protect against faulty or manipulated data. For a lending protocol, where precise asset valuation is critical, this emphasis on oracle design could be one of its most important long-term advantages.

To learn more about Mutuum Finance, visit the official website and socials.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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Building the future of tokenized finance: What will it take?
Crypto Trends

Building the future of tokenized finance: What will it take?

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Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial.

While real-world asset tokenization began as a fringe experiment in crypto, that reality is quickly changing now. Investors are actively piling into tokenized treasuries, real estate, and commodities. 

Summary

  • RWAs are transforming finance — with over $7B in U.S. Treasuries on-chain and projections of $2–4T by 2030, tokenized assets promise faster settlement, fewer intermediaries, and greater efficiency.
  • Custody risks remain — weak key management, immature custody standards, and lack of global regulation pose serious threats to trust and adoption.
  • Hybrid future ahead — tokenized assets won’t replace TradFi outright; interoperability (with players like SWIFT as neutral infrastructure) will be critical for scaling global liquidity.
  • Winners vs. laggards — firms that treat RWAs as more than just a system upgrade, rebuild processes from the ground up, and integrate risk expertise will lead the next financial era.

With over $7 billion in U.S. Treasuries already on-chain and major players like Goldman Sachs pushing into this space, RWAs are shaping up as the most transformative force in digital finance since the early 2020s. The real question at this point is not if RWAs will change market infrastructure — it’s how. 

Value drivers vs. risks

For all the attention RWAs get these days, the biggest impact is happening behind the scenes. Tokenized assets settle nearly instantaneously, can operate 24/7, and cut out layers of intermediaries that have weighed down traditional markets for decades.

So from my perspective, the most important driver behind their growth has little to do with reinventing finance. In reality, it’s more about finally fixing long-standing back office headaches. Reduced settlement risk, faster reconciliation, and fewer intermediaries are not just technical wins; they increase market efficiency and directly affect profitability.

McKinsey projects that tokenized assets could potentially reach $2-4 trillion by 2030. The sheer scale of what’s at stake is staggering. Exchanges and asset managers that streamline these processes will see big competitive advantages long before the mass retail market catches on. 

That said, there’s a glaring blind spot that could get in the way of continued RWA adoption. Specifically, I am talking about storage architecture and custody procedures. Because the truth is: we’re nowhere near enterprise-grade standards in this field. Key management, incident response, and sub-custody controls still remain immature, and a single mishandled key could erase years of progress and create staggering legal liabilities.

Regulators are making efforts to catch up, but so far, any possible legal frameworks are in their infancy. There is no global baseline standard to speak of for this field. And until we get it, every new tokenized treasury or property deal is going to be built on fragile foundations. Without proper infrastructure in place, there is a considerable risk that trust in RWAs may be undermined, and the industry will lose momentum just as it’s beginning to scale.

A hybrid future: TradFi meets tokenization

I don’t see tokenized markets just replacing traditional ones outright. The infrastructure and support behind legacy markets are too entrenched in global society for that. Instead, looking three to five years ahead, it’s far more likely that we’ll see a hybrid model where the two systems coexist and complement each other.

The key to building such a hybrid system will be interoperability. Without different systems, chains, and ledgers being able to talk to each other, tokenized assets risk staying trapped in silos. I’ve long believed that SWIFT could — and should — take center stage here. Given its global reach and existing trust with financial institutions across the world, it can act as a neutral switchboard for tokenized finance.

Its role wouldn’t be to hold or control assets in its custody, but rather to provide the messaging, routing, and compliance checks that let those assets flow across borders and networks seamlessly.

I envision it as a single connection that can move any asset across any ledger, while the assets themselves remain on their own native chains. If done right, this approach would give institutions the ability to “plug in” once and scale everywhere — trading across different systems and gaining easy access to global liquidity.

How to not get left behind

The unfortunate reality that I see often is that many banks, exchanges, and enterprises are approaching RWAs as if this were just another system upgrade. It is not. Developing in this space requires a ground-up rebuild. This is new technology, and that requires new processes, systems built for purpose, and, perhaps most importantly, a new mindset.

If your strategy assumes RWAs are simply an enhancement of your current stack, in two years or so, you will be at a strategic disadvantage and ripe for displacement. The real winners will be forward-thinking firms willing to commit to bold strategies and the discipline to follow through on them. And it would also be wise of those firms to bring in risk professionals who understand both the opportunities and pitfalls of financial innovation so they can lean on their guidance.

The rise of tokenized RWAs is not just a passing trend. Yes, there is still a lot of work to be done, but that wave is coming — no doubt about it. If firms stick with a “bolt-on” approach, they’ll quickly fall behind. But those who proactively prepare and innovate will shape industry rules, set benchmarks, and be the leaders of the next financial era.

Dave Ackerman

Dave Ackerman is the Chief Operating Officer of Currency.com, the global digital finance platform. Mr. Ackerman is a transformative global compliance executive and licensed attorney with over 20 years of experience. He steers disruptive technologies through the intricacies of operational compliance, government relations, and regulatory landscapes. In 2024, David joined Currency.com  as Chief Compliance Officer, playing a key role in guiding the company through complex regulatory landscapes during its U.S. market entry and global expansion. Following Currency.com’s acquisition in 2025, he was appointed Chief Operating Officer in the U.S., where he now oversees day-to-day operations across compliance, legal, product, and customer experience. David leads post-acquisition integration, drives global growth initiatives, and builds the operational infrastructure needed to scale. He works closely with the executive team to align strategy with execution, fostering a performance-driven culture rooted in transparency and regulatory excellence.



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Curve Finance Founder Michael Egorov Launches Bitcoin Yield Protocol
Crypto Trends

Curve Finance Founder Michael Egorov Launches Bitcoin Yield Protocol

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Michael Egorov, founder of Curve Finance, has launched Yield Basis, a decentralized protocol built to provide sustainable BTC$109,570.45 yield while eliminating impermanent loss (IL), one of decentralized finance’s longest-running challenges.

Bitcoin holders have long faced limited opportunities for on-chain returns. Lending markets rarely offer more than a fraction of a percent, while automated market maker (AMM) pools have exposed users to IL — the risk of losing value when token prices diverge. Even in favorable conditions, yields rarely topped 1–2%.

Yield Basis tackles this by reengineering the AMM model. The protocol removes IL risk altogether, which Egorov says will enable deeper Bitcoin liquidity on-chain and more attractive yield opportunities for institutional and professional investors. To manage early growth, three pools launched with a $1 million deposit cap each.

The system borrows from Curve’s five years of infrastructure resilience, adopting a vote-escrow mechanism (veYB) for governance. Token holders must lock their YB to participate in governance and earn protocol fees, distributed in either Curve’s crvUSD stablecoin or wrapped Bitcoin. Unlike many DeFi projects, token emissions aren’t simply handed to liquidity providers; they are tied to position yield, a model Egorov calls “value-protecting.”

Yield Basis secured $5 million in early 2025 funding and is the first project to debut on the joint Legion and Kraken launchpad, where the community can access its token sale. While Bitcoin is the initial focus, Egorov says the protocol’s impermanent loss solution could extend to Ethereum, tokenized commodities or even stocks — potentially broadening the scope of yield-bearing assets on-chain.



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Mutuum Finance crosses $16.2m raised with 500% token growth
GameFi Guides

Mutuum Finance crosses $16.2m raised with 500% token growth

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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Mutuum Finance has drawn attention in 2025 with its fast-growing presale, lending protocol features, and plans for long-term scalability.

Summary

  • The Mutuum Finance presale has raised over $16.2 million, gained more than 16,000 holders, and shown steady price growth across multiple phases.
  • The project introduces dual lending markets, oracle integration, and Layer-2 expansion to support decentralized borrowing and lending.
  • Security measures include a CertiK audit, a $50,000 bug bounty program, and incentives aimed at building investor confidence.

The 2025 crypto market is witnessing renewed enthusiasm for projects that combine utility with strong presale momentum. Mutuum Finance (MUTM) has emerged as one of the most notable names in this category, drawing investor attention by raising more than $16.2 million and securing a rapidly growing community. With its presale already showing structured appreciation and a roadmap filled with utility-driven features, analysts say Mutuum Finance is positioning itself as a standout DeFi project ahead of its official launch.

Mutuum Finance

Mutuum Finance launched its presale in early 2025 with tokens priced at just $0.01 in Phase 1. Since then, the project has advanced steadily through five completed stages and is now priced at $0.035 in Phase 6, reflecting a 350% appreciation so far. According to the roadmap, the token will officially debut at $0.06, marking a 500% increase compared to its starting point.

Momentum behind the presale has been strong. To date, Mutuum Finance has raised over $16.2 million in funding, attracted more than 16,550 holders, and sold upwards of 730 million tokens. Each presale phase introduces a 15–20% price increase, creating consistent urgency for investors who want to enter before the next adjustment. Analysts say this structured model has fueled confidence by rewarding early participants while keeping demand steady throughout each stage.

Adding to the appeal is the Top 50 holders dashboard, which tracks leading investors in real time and will reward them with additional MUTM tokens at launch. This system encourages deeper commitment from participants while strengthening long-term community engagement. Alongside this, a $100,000 giveaway campaign is underway, offering ten winners the chance to secure $10,000 worth of MUTM each, further highlighting the project’s focus on adoption.

Analysts also note that presale growth reflects both retail demand and the participation of larger investors. Reports of six-figure commitments in recent weeks signal that institutional players are starting to take notice, helping to bolster sentiment and presale momentum.

Dual-lending markets, borrowing rates and mtTokens

At the heart of Mutuum Finance is a decentralized lending and borrowing protocol designed around dual lending markets. The Peer-to-Contract (P2C) model allows users to deposit assets like ETH or BNB into pooled markets, with borrowing rates adjusting dynamically based on utilization. Meanwhile, the Peer-to-Peer (P2P) model provides flexibility by allowing participants to negotiate custom lending agreements, even for tokens not typically supported in pooled markets, such as DOGE.

Borrowers benefit from both variable and stable interest rates, giving them control over repayment predictability. Lenders, in turn, receive mtTokens, which are issued at a 1:1 ratio to deposits and serve as proof of ownership. These tokens can accrue yield and, according to the roadmap, will also play a role in the platform’s safety module, where they can be staked to unlock additional rewards.

Importantly, the roadmap states that a beta version of the platform will launch alongside the token’s official debut at $0.06, giving investors and users immediate access to these lending and borrowing features. Analysts say this early functionality sets Mutuum Finance apart from many presale projects that debut without a working product, increasing its chances of securing early listings on major exchanges.

Layer-2 and Oracles: Analyst views on value

Mutuum Finance is also preparing for a Layer-2 integration that will reduce transaction costs and improve scalability. Combined with plans for multi-chain deployment, this expansion is expected to open the protocol to a broader user base across ecosystems.

On the technical side, the project is incorporating oracle infrastructure such as Chainlink data feeds to ensure accurate pricing and reliable liquidations. Analysts note that robust oracles are critical for maintaining fairness and solvency in lending protocols, and Mutuum’s commitment to this infrastructure strengthens its long-term credibility.

From a valuation perspective, experts argue that these upcoming features could significantly influence MUTM’s trajectory. Conservative projections place the token between $0.10 and $0.15 in the short term, while mid-term growth tied to oracle deployment and Layer-2 adoption could lift it toward the $0.25–$0.40 range. Bullish forecasts place MUTM closer to $0.75, translating into a 15x MUTM value increase from today’s presale price once adoption unfolds as expected.

Security, bug bounty, and investor confidence

Beyond presale momentum and roadmap milestones, Mutuum Finance is putting equal weight on security and transparency. The project has completed a CertiK audit with a 90/100 token score, placing it among the highest-rated audited DeFi projects. To further safeguard users, the team has launched a $50,000 bug bounty program, structured across four tiers, to incentivize security researchers and developers to identify vulnerabilities before launch.

These initiatives reflect a broader strategy to build confidence among both retail and institutional participants. Combined with community incentives like the $100,000 giveaway and Top 50 holders rewards, Mutuum Finance is demonstrating that its focus extends beyond fundraising to building a secure, engaged, and scalable ecosystem.

To learn more about Mutuum Finance, visit the official website and socials.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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(Midjourney/CoinDesk)
Crypto Trends

Y Combinator, Base and Coinbase Ventures Launch ‘Fintech 3.0’ as Finance Goes On-Chain

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Y Combinator, the Silicon Valley startup incubator behind Airbnb, Coinbase and Stripe, is collaborating with Base and Coinbase Ventures to create the next wave of so-called “Fintech 3.0” companies, according to a blog post on Tuesday.

The firms have opened applications to these “Fintech 3.0” companies, saying it is looking for themes such as expanding stablecoins beyond the dollar into local currencies, tokenizing assets such as stocks and credit markets and building consumer-facing applications including AI-driven financial agents.

This is part of these companies’ continuing efforts to move the financial industry on-chain. A prime example of this is Base, the Ethereum overlay blockchain attached to Coinbase which recently partnered with Shopify to offer global USDC payments.

“Our mission at Base is to build a global economy that increases innovation, creativity, and freedom. To do this, we need more founders to build on-chain businesses so that anyone, anywhere can participate in the global economy,” the blog post said.

The initiative comes as U.S. lawmakers move to clarify rules for crypto. The GENIUS Act, a new U.S. law governing stablecoins, aims to bring federal clarity by directing regulators to come up with specific rules for stablecoin issuers. U.S. lawmakers continue to work on broader crypto market structure legislation as well.



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Mutuum Finance shines with 16,450+ holders, $0.06 launch target
Crypto Trends

Mutuum Finance shines with 16,450+ holders, $0.06 target

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Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Mutuum Finance has raised over $16 million in its presale, attracting more than 16,400 holders as it advances toward its $0.06 launch price with a beta platform ready on day one.

Summary

  • MUTM presale price has risen from $0.01 to $0.035, with launch set at $0.06, reflecting strong investor confidence.
  • The project has sold over 720 million tokens and engaged its community through dashboards, rankings, and giveaways.
  • Beta platform with dual lending markets, mtTokens, and buy-and-distribute model will launch alongside the token, backed by a CertiK audit and bug bounty program.

Mutuum Finance (MUTM) is a decentralized finance protocol that has maintained a solid traction with its presale progressing. The project has already collected over $16 million, had over 16,400 holders, and sold more than 720 million tokens.

At present valued at $0.035 in Phase Six, the token will eventually go live at its established live price of 0.06, which is a big milestone in what analysts have termed as one of the best presales in 2025. This consistent increase highlights the trust that the investors have in the roadmap and utility-based strategy of Mutuum Finance.

Presale performance to date

Mutuum Finance began its presale in early 2025, offering MUTM tokens at just $0.01 in Phase One. Since then, the project has advanced through multiple stages, with each phase increasing the token price by around 15–20%. By the time Phase Five closed, the token had reached $0.030, and today in presale Phase Six it is priced at $0.035.

This progression represents a 250%–350% appreciation compared to the earliest buyers, with the official launch price of $0.06 set to deliver a 500% token value increase from the starting level. Even for those entering during Phase Six, the climb from $0.035 to $0.06 represents a potential near 2x return by launch.

The presale has also attracted broad participation. Mutuum Finance already has a solid base of liquidity and investor confidence with over 720 million tokens sold and over $16 million raised. It is observed that such performance leaves it far ahead of a number of other similar pre-launch projects, most of which find it difficult to attract at least a quarter of that kind of support before takeoff.

Growing holder base and community engagement

The growing community is one of the strongest indicators of the momentum of Mutuum Finance. The project has since had more than 16,450 holders, both retail and larger investors who have put up their money in the presale. Such a high concentration of ownership diminishes its concentration risk and enhances the stability of long-term ecosystems.

Mutuum Finance has also taken the initiative of community engagement by investing in the presale dashboard. The investors will be able to check the balance of their wallets, calculate the possible returns at the time of launching, and their place in the overall ranking. It is important to note that Top 50 holders ranking will offer further incentives where top participants will be rewarded bonus MUTM tokens upon launch.

In addition to this, Mutuum Finance has launched a promotional campaign of a $100,000 giveaway, which would give ten winners $10,000 in MUTM tokens. Such efforts point to the fact that the project pays much attention to community engagement, and its plan to create momentum by using a mixture of systematic incentives and clear communication. According to analysts, more than hype is the fact that the number of holders has been steadily increasing. It demonstrates that the design, tokenomics, and roadmap execution of Mutuum Finance have developed investor confidence.

Roadmap milestones: Beta launch at $0.06

What sets Mutuum Finance apart from many presale projects is its commitment to launching with immediate functionality. According to the roadmap, the beta version of the platform will go live alongside the token launch at $0.06. This means investors will not have to wait months or years to use the protocol. Instead, they will be able to participate in Mutuum Finance’s dual lending markets from day one. In the peer-to-contract (P2C) model, major assets like ETH and USDT can be supplied into liquidity pools, where interest rates adjust dynamically based on utilization. In the peer-to-peer (P2P) marketplace, users can negotiate custom lending agreements, even for assets typically excluded from pooled markets, such as meme tokens like PEPE or DOGE.

Borrowers have options of variable interest rates which fluctuate with the supply and demand of the pool or steady rates which fix the borrower to specific repayment terms but rebalances in case of drastic changes in the conditions. Analysts believe that this flexibility will aim at creating equilibrium between fairness and accessibility, covering both conservative and risk-taking participants.

Meanwhile, depositors are issued with mtTokens which are minted in a 1:1 ratio with the assets deposited. These earning tokens will earn interest depending on the activity of the pool, and they can be staked in the safety module of the platform to receive extra MUTM rewards. In addition, the buy-and-distribute mechanism takes a portion of protocol fees, purchases MUTM from the open market, and redistributes the tokens to mtToken stakers. Experts believe this feature could help support steady buying pressure and reinforce token value over time.

Building toward $0.06 launch

Mutuum Finance has put the issue of security at the centre of its strategy in an industry where trust is the key to adoption or loss. The project has been audited by CertiK with a score of 90/100 in Token Scan, which means that it is one of the better-performing projects in the DeFi sector.

In a continuation of this, Mutuum Finance has launched a bug bounty program of $50,000 and several levels of rewards. This brings in external researchers and developers to check the vulnerabilities prior to launching the system and make sure that the system is tested by external parties.

Together with its non-custodial architecture, where users have control over their assets, and transparent smart contracts, these and its actions make Mutuum Finance a project with serious long-term trust and reliability.

The presale of Mutuum Finance has already established itself in the year 2025. The project has provided a steady growth at each phase having raised more than $16 million and sold 720 million tokens. The structured price increases, from $0.01 in Phase One to $0.035 today, and $0.06 at launch, reflect a presale design built to reward early commitment and sustain momentum.

What makes the project particularly noteworthy, however, is the roadmap. By launching its beta platform by launch, Mutuum Finance will provide immediate utility to participants, setting it apart from presales that debut with little more than a token. Coupled with its dual lending markets, mtTokens, buy-and-distribute model, and security measures including a CertiK audit and bug bounty, the project is laying down the infrastructure for long-term growth.

To learn more about Mutuum Finance, visit the website and its socials.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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Why is crypto going down? MYX Finance, Worldcoin, Pepe lead losses
NFT Gaming

Why is crypto going down? MYX Finance, Worldcoin, Pepe lead losses

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The crypto market is going down today, Sept. 19, with popular tokens like MYX Finance, Worldcoin, and Pepe among the top laggards.

Summary

  • The crypto market is crashing as profit-taking continues.
  • MYX Finance, Worldcoin, and Pepe were among the top laggards.
  • The drop is also happening after the Federal Reserve cut.

Bitcoin (BTC) price dropped to $116,000, while other large names like Dogecoin (DOGE) and Ethereum (ETH) fell by over 3% in the last 24 hours.

MYX Finance (MYX) price dropped to $11.77, down by over 35% from its highest point this week. Sam Altman’s Worldcoin (WLD) plunged to $1.5170, down by 31% from the YTD high, while Pepe (PEPE) is down by over 15% from this week’s high.

Crypto going down amid profit-taking

One of the main reasons the crypto market is going down is profit-taking among investors following days of strong gains. Indeed, a look at some of the top laggards shows they were the biggest gainers during the week.

Pepe Coin was up by 40% from its lowest level this month, while MYX Finance jumped by almost 2,000%. Worldcoin jumped by 167% from its lowest point this month after Eightco launched a WLD treasury and named Dan Ives as a director. 

It is common for the stock and crypto markets to take a breather after a big rally. This scenario has been more pronounced in the crypto industry recently, with any rally finding substantial resistance.

Selling the news after the Fed interest rate cut

The other main reason crypto is going down is that investors are selling the news after the Federal Reserve’s interest rate cut. In a statement on Wednesday, the FOMC slashed rates by 25 basis points and hinted at more cuts at its next meeting.

A Federal Reserve cut is typically bullish for Bitcoin and other cryptocurrencies. However, this cut was priced in by market participants, with Polymarket odds of a cut above 90% before the meeting.

Bitcoin price rising wedge pattern

BTC price chart | Source: crypto.news

Additionally, crypto traders are likely concerned that the Bitcoin price has formed a rising wedge and a bearish divergence pattern. A rising wedge is composed of two ascending and converging trendlines, and a bearish breakout happens when the two lines are about to converge.

The Relative Strength Index has formed a descending channel, a sign of bearish divergence. These two patterns point to a Bitcoin crash, which may impact other altcoins.



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16:9 Melbourne, Australia (Daniel Bone/Pixabay)
Crypto Trends

Grvt Raises $19M to Bring Privacy and Scale to Onchain Finance

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Grvt (pronounced “gravity”), a decentralized exchange (DEX) focused on privacy in on-chain finance, has raised $19 million in Series A funding.

The round was co-led by ZKsync, its foundational technology partner, along with Further Ventures, EigenCloud (formerly EigenLayer) and 500 Global, the company announced via email on Thursday.

Built on the ZKsync Validium L2, Grvt uses zero-knowledge (ZK) proofs to ensure transactions inherit Ethereum-level security while keeping trade details private and settlement costs low. The company says this architecture addresses long-standing barriers to mainstream adoption of on-chain finance: privacy, scalability and accessibility.

ZK technology is a cryptographic method in which one party can demonstrate to another that a certain piece of information is true, without revealing anything about said information. This is an important facet of blockchain-based finance as it allows users to verify transactions and transfers without revealing anything about the sender, receiver, amount.

“Privacy is uncompromising for the future of on-chain trading and investing,” said co-founder and CEO Hong Yea, adding that Grvt aims to set the standard for how zero-knowledge cryptography powers financial markets.

The raise comes amid a resurgence in Ethereum activity, with August’s on-chain volume topping $320 billion, its highest since mid-2021. Backers see Grvt as a potential liquidity hub for a trillion-dollar on-chain finance market, with applications spanning cross-exchange vaults, cross-chain interoperability, real-world assets, and structured options, according to the announcement.



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Grvt raises $19m to drive privacy-first onchain finance, eyeing $trillion markets
Crypto Trends

Grvt raises $19m to drive privacy-first onchain finance, eyeing $trillion markets

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Grvt raises $19m Series A to advance its ZK-powered DEX, tackling privacy, security, and scalability in onchain finance.

September 18, 2025 – Panama City, Panama – Grvt, the preeminent DEX (decentralized exchange) for onchain financial privacy that is powered by zero-knowledge (“ZK”) technology, today announced the close of a $19 million Series A funding round. 

This investment strengthens Grvt’s pioneering position as the global blueprint for the future of finance, accelerating its mission to disrupt the fragmented onchain finance ecosystem by addressing longstanding industry challenges, including privacy vulnerabilities, security, scalability and accessibility.

​As Wall Street embraces blockchain technology, the next chapter of global finance is being written, and it’s happening onchain. In August, Ethereum‘s onchain volume reached over $320 billion, its highest level since mid-2021. Research also projects the DeFi sector to surge from $32.36 billion in 2025 to over $1.5 trillion by 2034. 

However, this potential remains untapped due to critical concerns raised by a surge of issues on decentralized platforms. These issues include “whale hunting”, where large trades are front-run or exploited by sophisticated actors scanning the mempool. Such tactics lead to billions in annual losses from maximum extractable value (MEV) attacks and other manipulative tactics. Further challenges include smart contract exploits, compliance hurdles on public chains, a siloed onchain ecosystem, and a lack of ease of use for everyday people.

Grvt is the only player in the field with a solid head start and tech infrastructure to change that. The Series A round was co-led by Grvt’s foundational technology partner ZKsync; Further Ventures, a leading capital markets infrastructure investment firm based in Abu Dhabi, which also led the strategic investment round into Grvt (deal closed last December); EigenCloud (fka EigenLayer), a verifiable cloud platform that lets developers build any application; and 500 Global (formerly 500 Startups), a venture capital firm with $2.3B in AUM investing in founders with a global outlook building fast-growing startups.

Majority of the funds raised will accelerate Grvt’s multi-pronged product strategy, designed to serve both active traders and passive investors. This unique approach is absent from the current exchange scene, solidifying Grvt’s unrivaled position to dominate and unify the fragmented onchain financial landscape and bring it to mainstream. Key pipelines include:

  • Fixed Yield Generation Flywheel: An industry-first yield vehicle that lets users effortlessly move funds between their funding, trading, and vault accounts, and maximize returns.
  • Infrastructure: Keep strengthening Grvt’s privacy-by-default infrastructure which is lacking in the industry.
  • Stablecoin-Enabled System: A robust stablecoin business foundation, including cross-exchange vaults and real-world asset (RWA) integrations.

The remaining funds will fuel community initiatives and talent acquisition to drive global expansion.

Hong Yea, co-founder and CEO at Grvt, commented: “Onchain finance has been held back by privacy gaps that expose users to exploitation. By building a privacy-driven, scalable, and trustless DEX that offers a wide array of structured products, Grvt exemplifies how ZK-powered solutions will become the new normal for everyone, realizing the vision of an open and secure onchain finance world.” 

Alex Gluchoski, co-founder and CEO at Matter Labs, commented: “We believe ZK is the ‘HTTPS moment’ for crypto. Just as HTTPS took the internet mainstream by adding a layer of trust and privacy, ZK will do the same for Web3. Grvt is uniquely positioned to be the most liquid and impactful application layer to help realize this vision, their dedication and progress excellently demonstrates how ZK can bring onchain finance to mainstream.”

Faisal Al Hammadi, Managing Partner, Further Ventures, “Further Ventures is committed to backing the next generation of financial infrastructure from Abu Dhabi to the world. Grvt’s application of zero-knowledge proofs demonstrates how cutting-edge cryptography can underpin markets at institutional scale, and we are proud to support their vision for a truly borderless financial system.”

Sreeram Kannan, Founder and CEO at Eigen Labs, “Verifiable data powers verifiable compute, and with EigenDA now at 100 MB/s, the bottleneck has shifted from data to compute. Grvt is tackling that frontier head-on. Their ambitious vision is matched by the caliber of their team, and we’re thrilled to back them alongside ZKSync in bringing onchain finance to cloud scale with the security and privacy it requires.”

Min Kim, General Partner at 500 Global, commented: “We believe the next frontier of finance will be built onchain, and privacy is a foundational element to unlock its full potential. Grvt’s vision of combining ZK technology with institutional-grade infrastructure aligns strongly with our thesis of backing global founders who are re-architecting core financial systems. We’re excited to partner with Grvt as they set a new standard for secure, private, and accessible onchain markets.”

A collective charge to lead and consolidate onchain finance 

By implementing zero-knowledge technology and integrating with the ZKsync technology which has been explored in proofs-of-concept by leading institutions like Deutsche Bank, UBS and more, Grvt is uniquely positioned as a blockchain-native global blueprint for what ZK is able to achieve for finance, making everyday trading and investing secure, fast, private, and accessible. This is how the ZKsync Stack helps solve key bottlenecks when bringing finance onchain:

  • Privacy: Grvt runs a ZKsync Validium L2 blockchain that validates L2 state without publishing it, thereby ensuring privacy, an issue that has long plagued most DeFi protocols.
  • Ethereum-level Security: With ZK proofs, L2 transactions inherit Ethereum-level security. Every batch of transactions is verified directly on Ethereum, this means that even though transactions are processed off-chain for speed and low cost, their validity is mathematically guaranteed. If any transaction were invalid, the proof would fail and Ethereum would reject it.
  • Scalability: The ZKsync Stack improves scalability by operating as a L2 solution, enabling the processing of significantly more transactions than Ethereum’s base layer.
  • Accessibility: ZKsync technology makes transactions cheaper by handling them off-chain in bulk and only posting the essential proofs to Ethereum’s base layer, cutting settlement costs dramatically.

As a key investment arm of Abu Dhabi’s strategic push into the blockchain space, Further Ventures’ co-leadership of the Series A round consolidates its leading position as a critical force in shaping onchain finance globally.

As one of the fastest-growing developer ecosystems in crypto, EigenCloud’s EigenDA, the #1 data availability solution for Ethereum rollups, provides Grvt with the scale and security needed to operate at cloud speed. By anchoring data to a decentralized validator network, EigenDA ensures that Grvt’s ZK stack remains both verifiable and scalable. 

Looking ahead, Grvt will also tap into EigenDA’s programmable privacy features, which resolve the long-standing paradox between data availability and privacy. This breakthrough allows Grvt to combine data availability with privacy guarantees, an achievement once thought impossible.

Looking ahead

Building on Grvt’s innovative foundation, which has already delivered several industry firsts – such as a 1 bps maker fee rebate for all maker orders (a benefit traditionally reserved for institutions) – the immediate next step is the launch of our fixed-yield product. This product will ensure a 10% interest rate return for all users. We will also introduce our flagship market-making strategy, the Grvt Liquidity Provider (GLP), a fund strategy that provides high double-digit APRs, which was once inaccessible to retail traders.

Amid the industry’s rapid growth, this funding round establishes a robust, multi-layered foundation. It combines cutting-edge technology, institutional-grade infrastructure, and a secure data framework to create a platform that solidifies its strong position in the increasingly crowded onchain financial space.

About Grvt

Grvt (pronounced “gravity”) is an onchain financial platform built on the ZKsync Stack that ensures private, trustless, scalable and secure infrastructure. Through its decentralized exchange (“Grvt Exchange”) and investment marketplace (“Grvt Strategies”), Grvt enables everyday people to trade, invest, and grow wealth transparently alongside world-class professionals.

For more information, visit the official website.

For media inquiries, contact: [email protected] 

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About ZKsync

ZKsync is the pioneering ZK technology powering the next generation of builders with limitless scale. Secured by math and designed for native interoperability, ZKsync enables the Elastic Network—an ever-expanding network of customizable chains. 

Your gateway to the accelerating digital economy, ZKsync is used by leading banks, institutions, and companies to future-proof their financial infrastructure. Built on Ethereum, ZKsync delivers the privacy, scalability, and compliance needed to issue assets, power payments, and launch new financial products—giving you a secure foundation to grow with confidence.

About Further Ventures

Further Ventures builds and invests in companies shaping the future of financial markets. Through a global platform rooted in emerging economies, Further connects next-generation financial infrastructure with global capital markets. Our portfolio companies enable institutional partners to securely store and transfer assets, trade structured products, secure decentralized networks, tokenize funds, and settle complex transactions with trustless precision.

From San Francisco to Hong Kong, founders choose Further as their institutional co-founder of choice. We make concentrated capital commitments, collaborate closely with regulators, and bring deep domain expertise to build category-defining companies at the frontier of finance.

For more information, visit the official website.

Media inquiries: [email protected] 

About EigenCloud

EigenCloud is a developer cloud platform that lets developers build any application onchain or offchain, with cryptoeconomic trust. It is powered by the EIGEN token and secured by Ethereum; it unifies data, compute, and verification into a single developer experience, making anything verifiable onchain.

About 500 Global

500 Global is a venture capital firm with $2.3 billion in assets under management that invests early in founders building fast-growing technology companies. Since its inception, 500 Global has backed over 2,700 companies across 80+ countries, including 51+ unicorns such as Credit Karma, Canva, Grab, Bukalapak, GitLab, Solana, and Udemy. With a team of more than 190 professionals representing 25 nationalities, 500 Global is committed to uplifting people and economies around the world through entrepreneurship.

Disclaimer: Grvt Strategies: Grvt provides technology solutions and smart contract infrastructure for digital asset management but does not offer financial, investment, or advisory services. Grvt does not endorse, recommend, or guarantee the performance or suitability of any investment strategies made available through the Strategies platform. All investment strategies are developed and managed independently by third-party strategy providers. Grvt does not assume any responsibility or liability for the performance of such strategies or any losses incurred by users. Users are solely responsible for evaluating and accepting the risks associated with any investment decisions made through the Strategies platform.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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