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Ripple Pledges $25 Million RLUSD via XRPL for Small Businesses: Details
GameFi Guides

Ripple Pledges $25 Million RLUSD via XRPL for Small Businesses: Details

by admin September 15, 2025


Fintech company Ripple has committed $25 million to boost small businesses in the United States as well as veteran career success.

Today, Ripple announced a $25 million commitment to two nonprofits, Accion Opportunity Fund and Hire Heroes USA. This funding, delivered in Ripple USD (RLUSD) stablecoin, will increase access to capital for small business owners and create career pathways for veterans and military spouses and also equip entrepreneurs with digital payment tools.

When small businesses and veterans thrive, so do communities.
We’re proud to announce a $25M donation in $RLUSD on XRP Ledger to Accion Opportunity Fund and @HireHeroesUSA: https://t.co/sS1jwD03tl

This investment highlights how stablecoins can drive real-world impact by…

— Ripple (@Ripple) September 15, 2025

This builds on Ripple’s May $25 million RLUSD donation to DonorsChoose and Teach For America, bringing the company’s philanthropic acts in the U.S. to over $50 million in 2025.

$1 billion impact targeted

According to the announcement, Ripple and its partners, in this case, Accion Opportunity Fund and Hire Heroes USA, will launch new initiatives intended to increase access to capital and create new career pathways.

Ripple’s grant is expected to generate $125 million in lending impact for small businesses in partnership with Accion Opportunity Fund, and the new Ripple Digital Leap Forward accelerator program will equip underserved entrepreneurs across the U.S. with training and $500,000 in immediate funding.

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In partnership with Ripple, Hire Heroes USA expects to generate 14,000 employment opportunities for veterans and military spouses, and launch a new Fintech Pathways program to build careers in financial technology, entailing over $900 million in annual economic impact. Combined, these partnerships are estimated to create $1 billion in total impact.

In the past week, Ripple announced an agreement with BBVA to provide its digital asset custody technology to the Spanish bank.





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September 15, 2025 0 comments
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Indian flag (Naveed Ahmed/Unsplash)
Crypto Trends

Stripe CEO Explains Why Stablecoins Are Winning Over Global Businesses

by admin September 7, 2025



Stripe CEO Patrick Collison said stablecoins are gaining adoption because they offer businesses faster, cheaper and more reliable payments than traditional systems.

His remarks came in a Hacker News thread on Sept. 5, 2025, one day after Stripe and Paradigm launched Tempo, a blockchain designed specifically for stablecoin payments.

In his first comment on the Tempo announcement thread, Collison wrote that Stripe had been “disappointed with crypto’s payments utility for much of the past decade.” He said the company’s view shifted as more businesses began using stablecoins for routine financial activity.

Collison pointed to Bridge, the stablecoin infrastructure provider Stripe acquired in October 2024. He said SpaceX uses it to manage money flows in hard-to-reach markets, Latin American fintech DolarApp relies on it for banking services, and an Argentinian bike importer uses Stripe’s dashboard to pay suppliers.

“These businesses are not using crypto because it’s crypto or for speculative benefit,” Collison wrote. “They’re performing real-world financial activity, and they’ve found that crypto (via stablecoins) is easier, faster, better than the status quo.”

When asked whether people will eventually “pay with Tempo,” Collison said the blockchain is intended to function behind the scenes. He compared it to financial messaging systems like SWIFT or ACH, noting that consumers may not interact with Tempo directly but would benefit from its efficiency. He called “decentralized, internet-scale SWIFT” an imperfect but useful analogy.

In the answer to another question (about why businesses find crypto payments appealing), Collison outlined five reasons companies prefer stablecoins: near-instant settlement that reduces trapped liquidity, lower costs than card payments, greater reliability in cross-border transfers, fewer currency conversions and direct on-chain access to U.S. dollars.

He also rejected the idea that adoption is mainly regulatory arbitrage. Collison said stablecoins are now explicitly regulated in the United States under the GENIUS Act and in Europe under MiCA, and argued their appeal lies in solving the frictions of high-volume money movement.

In the Thursday announcement, Tempo was described as a “payments-first” blockchain built from the ground up for stablecoins, combining Stripe’s global payments experience with Paradigm’s crypto research. The companies said they launched the network to provide infrastructure tailored to real-world payment needs as stablecoins move into mainstream use.

Tempo’s design emphasizes predictable low fees, optional privacy and the ability to pay both transactions and gas costs in any stablecoin. It includes a dedicated payments lane with features such as memos and access lists, and is EVM-compatible, running on the Reth client. Stripe and Paradigm said the blockchain is engineered to process more than 100,000 transactions per second with sub-second finality.

The network is aimed at supporting global payouts and payroll, remittances, tokenized deposits that can settle around the clock, embedded financial accounts, microtransactions and what the companies call “agentic payments.”

Stripe and Paradigm also stressed governance. They said Tempo will operate as a neutral platform for stablecoins, secured by an independent and diverse validator set, with a roadmap toward fully permissionless validation.

The project launched with a broad roster of design partners, including Visa, Standard Chartered, Deutsche Bank, Nubank, Revolut, Shopify, OpenAI, Anthropic, Coupang, DoorDash, Lead Bank and Mercury.



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September 7, 2025 0 comments
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Gaming Gear

AI search catapults Hostinger past GoDaddy and AWS while Wix leads effortless website creation for millions of small businesses

by admin September 5, 2025



  • Hostinger’s AI visibility leaves AWS trailing with less than half
  • Wix captures small businesses by keeping website creation incredibly simple
  • AI search rankings are becoming the new measure of relevance

The growing reliance on AI-driven search has begun to reshape how users discover web hosting services and website-building platforms, new research has claimed.

The latest Similarweb data found, Hostinger leads the field in AI search visibility, recording more than 1.6 million interactions, surpassing much larger competitors, including AWS and GoDaddy.

This performance places Hostinger not only ahead of traditional giants but also above other prominent digital service providers such as Namecheap and DigitalOcean.


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AI-Driven Momentum for Hostinger

The numbers show that Hostinger’s profile is rising rapidly, with its visibility nearly tripling that of AWS, which recorded under 500,000 interactions.

Such dominance underscores the role of AI tools in shaping consumer awareness.

This trend suggests that Hostinger’s brand is becoming closely linked with AI website builders and related services, an area where search interest continues to grow rapidly.

Although traffic figures do not directly confirm higher sign-ups or revenue, they clearly show that the company has secured broad mindshare in an increasingly competitive sector.

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Google Trends data also reflects a consistent pattern. Wix, GoDaddy, and Hostinger regularly occupy the top three positions, while Squarespace and Ionos alternate between fourth and fifth place.

When attention shifts from hosting visibility to site creation, Wix emerges as the strongest performer.

The company secured more than 450,000 interactions, a figure that outpaced rivals Weebly and Squarespace.

This demonstrates Wix remains recognized for its intuitive website builders, many of which are integrated with design automation and user-friendly deployment features.

Wix’s advantage lies in attracting individuals and small businesses who prioritize simplicity over technical depth.

Its platform offers a balance of drag-and-drop tools, automated design systems, and e-commerce features that allow non-technical users to build functional, professional websites without relying on coding expertise.

Meanwhile, competitors such as Squarespace and Weebly are holding steady but do not match Wix’s scale of interaction.

Squarespace, for example, generated under 82,000 interactions, almost one-fifth of Wix’s reach, illustrating the gap between leaders and secondary players in this segment.

The data reveals that AI search is a critical measure of digital relevance.

Hostinger’s rise in hosting and Wix’s dominance in builders suggest that market leaders are now defined not only by infrastructure or user base but also by how often they appear in AI-driven discovery tools.

Still, the question remains whether higher AI visibility leads to lasting customer relationships.

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September 5, 2025 0 comments
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World Password Day 2025
Gaming Gear

I am a cybersecurity expert – here’s why it’s time for businesses to bolster defenses, beyond just tech

by admin September 2, 2025



The first half of 2025 has undeniably showcased the devastating power of data breaches and ransomware attacks. High-profile brands such as Marks & Spencer, Harrods, and Qantas Airlines have all been through cyber shockwaves, with countless amounts of employee and customer information lost to hackers. This has not only eroded brand trust but also raised serious questions about the solidity of overall business security infrastructure.

The breaches were primarily caused by social engineering attacks targeting IT help desks, which allowed attackers to gain access to systems and deploy ransomware. According to the latest insights, hackers impersonated employees to trick IT staff into granting access by requesting to reset passwords, ultimately leading to the compromise of sensitive data.

Andy Syrewicze

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Security Evangelist at Hornetsecurity.

All evidence shows hackers’ deep understanding of human psychology, enabling them to exploit social norms and complacency to bypass some of the most robust data security systems. Affected businesses have responded swiftly to attacks and offered timely support to those impacted; however, it’s clear all businesses need to improve their cybersecurity if they are to stay safe in this ever-evolving world of cyber threats.


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While some businesses may think that investing in advanced technology will be enough to address this, it will be useless if they don’t equally invest in human elements to strengthen cyber resilience and ensure long-term data security.

Understanding how tackling human-led vulnerabilities can build a smarter, stronger, and more adaptive cyber defense system will help businesses to transform their approach to cyber resilience.

Elevating password security: The human element of your first line of cyber defenses

As recent data breaches have shown, password-granted access is often the breakthrough hackers need to compromise systems. Introducing key changes to how businesses manage passwords can help in the fight against nefarious actors.

Firstly, small changes to password policies can add an extra layer of protection, making it more difficult for hackers to gain access. As you inspect your existing policies, DON’T forget the basics! For example, personal information in passwords should be avoided as it’s easy for hackers to get user logins if names, birthdays, or other personal information is directly included in passwords.

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It seems simple, yes, but some of the largest organizations in the world have been breached because of the omission of basics like this. Once hackers gain access to the targeted systems, the risks of data breach is all but certain, raising the likelihood that confidential information will be exposed on malicious websites.

Businesses should therefore implement clear password policies, including setting rules for password length and complexity, and make sure you’re following NIST best practices for password generation. Take scheduled password resets, NIST no longer recommends forced password changes unless there is evidence of breach. This is due to the fact that users would make highly serialized passwords in an attempt to remember them, which ultimately lowers operational security..

The strict application of MFA

In addition to the password hygiene rules, the strict application of multi-factor authentication (MFA) across organizations, including their external partners, is necessary to maintain cybersecurity.

Here, PINcodes and biometric authentication that require verification via a physical device (like FIDO2) help prevent unauthorized users from accessing accounts, even when passwords have been stolen. Deploying MFA across business and personal accounts enhances protection against common security threats such as malware, phishing, and ransomware attacks.

Warning: while MFA helps, it isn’t a catch-all safeguard. Social engineering, or the use of reverse-proxy style toolkits, allows threat actors to account for MFA during the login process. This enables the attacker to capture the target’s authentication token regardless of MFA being enabled on the account.

Adoption of Passkeys

To counter this, technologies like Passkeys should also be adopted by businesses to create additional safeguards against cyber attacks. Operated by using public key cryptography, Passkeys generate a public/private key pair whenever a new passkey is established with an online service.

The authentication response is unique for each login, which means there are no passwords to be stolen on the service end of the login process. Passkeys are also typically URL-bound, rendering reverse-proxy phishing kits useless for threat actors.

Strict practices of password hygiene and the adaptation of evolving password technologies will strengthen businesses’ data protection and bolster cybersecurity against unverified attempts to access accounts.

While password security is important, to foster truly robust cyber resilience, more steps need to be taken across organizations in their day-to-day operations to maintain safety.

Cultivating a culture of cyber resilience: policies, training, and overlooked vulnerabilities

To embed cyber resilience into organizational culture, it is crucial to upgrade data security policies and ensure employees can implement them daily. These will foster a full-scale ecosystem of accountability and vigilance.

Businesses should implement ongoing tiered cybersecurity awareness training for their employees. Successful completion of a round of tests and simulations will automatically unlock progressively more challenging ones.

Those who don’t pass initial tests receive opportunities for further practice and re-testing at that difficulty level until they succeed. This approach fosters progressive cybersecurity training and rewards successful employees with less frequent testing.

Additionally, regular feedback loops, surveys or user-friendly polls can ensure the current security training stays up-to-date with cybersecurity trends, covering key topics such as phishing and ransomware.

A particular focus should also target the cyber vulnerabilities faced by organizations implementing remote and hybrid work. While implementing strategies for protecting devices and networks beyond the traditional office perimeter, such as applying MFA and role-based data access, businesses should make sure there are regular software updates and enhanced firewall configurations.

CISOs and IT teams should enforce a Zero Trust approach, ensuring that each user has no more than the access they need and that every connection and communication, no matter how trustworthy it may seem, is vetted for authenticity.

Building a proactive and adaptive cyber defense ecosystem

To stay safe from attacks, businesses must consistently refine and manage their cybersecurity strategy. Strengthening data security across all accounts is essential to minimizing data breaches and safeguarding sensitive information.

Additionally, businesses should prioritize other critical areas based on their specific risk profiles. This means a careful, case-by-case assessment of where vulnerabilities lie and where the greatest impact can be made. Focusing on the following key actions is vital:

– Enforce strong password hygiene across the organization, and mandate the use of Multi-Factor Authentication (MFA) or Passkeys to secure the first line of defense without exception

– Encourage progressive learning by implementing an ongoing, tiered cybersecurity testing program that adapts to roles, responsibilities, and knowledge

– Embrace regular feedback through employee surveys and polls to keep the current cybersecurity training relevant and effective

– Enhance remote and hybrid work settings by applying technical safeguards alongside a Zero Trust approach to limit data exposure and risk

The path forward requires a holistic view, a commitment to continuous adaptation, and the firm understanding that the strongest defense isn’t just about tech, but the informed and vigilant human element that underpins it.

We’ve listed the best business password managers.

This article was produced as part of TechRadarPro’s Expert Insights channel where we feature the best and brightest minds in the technology industry today. The views expressed here are those of the author and are not necessarily those of TechRadarPro or Future plc. If you are interested in contributing find out more here: https://www.techradar.com/news/submit-your-story-to-techradar-pro



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September 2, 2025 0 comments
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