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Best Altcoins to Buy as Industry Groups Push UK-US Tech Bridge to Include Digital Assets
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Best Altcoins to Buy as Industry Groups Push UK-US Tech Bridge to Include Digital Assets

by admin September 14, 2025


Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

A coalition of leading associations in the finance, tech, and digital sectors has written a letter to the UK government, urging it to include Distributed Ledger Technology (DLT) as a core strand of the UK-US Tech Bridge.

The US-UK Tech Bridge is a bilateral agreement between the two nations to collaborate and share resources on emerging innovations, technology, and digital policy.

It has been specifically designed to foster innovation through joint research and development while aligning policy and standards to set common rules and approaches for areas such as data governance, AI safety, and cybersecurity.

With Trump set to visit the UK from September 17-19, this letter comes at a crucial time as Britain looks to assert its dominance in the digital finance sector.

Read on as we uncover what the letter proposes and highlight the best altcoins we think could benefit from growing government crypto adoption.

What Does the Letter Recommend?

The signatories believe that DLT is a major driving force for the development of next-generation infrastructure and financial services, facilitating cheaper and faster payments, improving capital flows, and driving efficiencies and productivity.

The letter highlights two key sectors of DLT that the UK government must pay close attention to: tokenization and stablecoins.

The coalition stresses that this is a once-in-a-generation opportunity to create the world’s first transatlantic framework for DLT, with both the US and UK being major global economies of strategic importance.

While the UK handles nearly 40% of global FX turnover, the US is home to the world’s largest capital pool and the epicenter of digital asset innovation.

Both nations can leverage each other’s regulatory weight, financial heritage, and legal excellence to shape the rules of the digital economy. And if they don’t, then they’ll probably have to watch the Middle East and Asia take the lead.

Amid growing competitive pressure, the letter recommends forming a joint sandbox with political backing to seize the opportunities of new technology and cement Britain’s role as the world’s leading hub for digital finance innovation.

As the world’s top financial powerhouses pivot toward digital assets such as tokenized securities and stablecoins, it’s inevitable that the next few decades of global finance will be dominated by cryptocurrencies and the broader digital finance ecosystem.

This is why forward-looking investors are actively identifying promising cryptocurrencies. If you want to make the most of this global shift, here are some of the top cryptos you should add to your portfolio right now.

1. Bitcoin Hyper ($HYPER) – Revolutionary Layer 2 Bitcoin Solution with Better Speed and Scalability

There’s no doubt that Bitcoin is the most popular cryptocurrency in the world, with a market cap of $2.31T. However, it still struggles with slow speeds and can only process 7 transactions per second since it handles them one by one.

Enter Bitcoin Hyper ($HYPER), the first-ever Layer 2 solution built on the Bitcoin blockchain.

$HYPER, with its Solana Virtual Machine (SVM) integration, enables parallel transaction processing, where multiple transactions can be processed simultaneously as long as they’re not related to each other.

This drastically increases throughput and speed while reducing transaction costs.

The SVM integration also allows developers to execute smart contracts and build dApps directly on the Bitcoin blockchain, opening the doors to Web3 and DeFi participation.

At the core of this utility is a non-custodial, decentralized canonical bridge that locks up your L1 Bitcoin tokens to mint an equivalent amount of L2-compatible Bitcoin.

These L2 tokens can be used across Web3, NFT platforms, lending, staking, and more. Once you’re done, the same bridge can be used to convert your L2 tokens back to traditional Bitcoin.

This utility-driven approach has made the $HYPER presale a huge success, raising $15.5M so far. Each token is currently priced at just $0.012905.

According to our $HYPER price prediction, the token could hit $0.32 in 2025, offering a massive 2,300% return from current levels.

If you’re wondering how to become part of this journey, here’s a step-by-step guide on how to buy $HYPER.

Visit Bitcoin Hyper’s official website to learn how it will crank up BTC’s real-world utility.

2. SUBBD Token ($SUBBD) – Crypto-Run Content Creation Platform Offering a Host of AI Tools

SUBBD Token ($SUBBD) powers a revolutionary content creation platform that aims to transform the $85B content creation industry.

Right now, creators have to give up as much as 70% of their revenue in platform fees. Plus, there’s always the lingering threat of arbitrary bans and account suspensions.

Enter SUBBD, which charges only a fraction of creator revenue as fees while also offering a host of AI tools.

For instance, it provides AI text generators, AI photo and video tools for striking visuals, and AI audio generators to help creators build engaging content without wasting time.

This allows creators to focus more on engaging with their audience and forming loyal fan bases through direct interaction.

Holding $SUBBD also comes with a range of benefits. You can use it to unlock exclusive content, request custom creations, and tip your favorite creators.

One of the standout features of SUBBD is its flat 20% staking return for the first year, giving you assured passive income.

What’s more, staking also unlocks added perks, such as exclusive behind-the-scenes content and creator livestreams.

The $SUBBD presale has already raised $1.13M. Each token is currently priced at $0.056425, and as per our $SUBBD price prediction, it could hit $0.301 by the end of 2025 – a 400% return in just a few months.

Here’s our detailed guide on how to buy $SUBBD before the next price increase.

Visit SUBBD Token’s official website to learn more about how it’s blending crypto, AI, and content.

3. MemeCore ($M) – A Participatory Project Rewarding Each Network Contribution

MemeCore ($M) is a Layer 1 ‘meme chain’ that aims to transform the best meme coins from hype-driven digital currencies into culturally relevant, utility-rich assets through governance, on-chain activity, and virality.

MemeCore rewards every form of participation – whether it’s trading, staking, creating, or validating on the blockchain – since it believes each contribution is critical to strengthening the network’s growth.

The project’s goal is to build a participatory economy where every action is measured, verified, and rewarded. This creates a value-generating ecosystem that’s sustainable in the long run.

$M has surged more than 250% since the start of September and around 37% in the last seven days.

It crossed the $1 landmark for the first time on September 4 and is now trading at around $2.37, with strong support at $1.80.

With a market cap of $2.46B, MemeCore is now among the top 50 cryptocurrencies in the world. As interest in $M continues to grow, the token could set fresh all-time highs in the coming weeks.

Quick recap: with the world’s leading finance institutions now viewing stablecoins and tokenized securities as the future of finance, the stage is set for low-cap, high-upside altcoins like Bitcoin Hyper ($HYPER), SUBBD Token ($SUBBD), and MemeCore ($M) to churn out potentially life-changing gains.

Disclaimer: Crypto investments are highly risky. This article is not financial advice, so kindly do your own research before investing.

Authored by Krishi Chowdhary, Bitcoinist — https://bitcoinist.com/best-altcoins-to-buy-as-uk-us-tech-bridge-eyes-digital-assets

Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.



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September 14, 2025 0 comments
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XRP Back Among 100 Biggest Assets by Market Cap
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XRP Back Among 100 Biggest Assets by Market Cap

by admin September 12, 2025


The Ripple-linked XRP cryptocurrency has re-entered the 100 assets by market capitalization. 

The popular token is currently in 98th place (above American computer networking company Arista Networks and Indian banking and financial services company HDFC Bank). 

XRP’s market capitalization currently stands at $180.5 billion following the cryptocurrency’s latest price spike. Earlier today, XRP peaked at an intraday high of $3.07. 

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The token’s price recovery comes amid growing chatter about looming ETF approval, which is widely expected to happen in the fourth quarter of the year. 

XRP surpassing McDonald’s 

Earlier this year, the Ripple-linked token managed to break into the top 80 by market capitalization. 

The token briefly even briefly topped McDonald’s, which was seen as a rather symbolic milestone. 

Back then, XRP also surged above PetroChina, China’s biggest oil and gas producer, AT&T, a major U.S. telecom and media company, Siemens, a German tech giant, Shell, one of the biggest oil and gas companies, Uber, the leading ride-hailing company, Verizon, one of the top telecom providers in the US, as well as Xiomi, one of the leading consumer electronics manufacturers in China. 

On July 18, the token reached a new record peak of $3.66, but it has since declined by a whopping 16%. 



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September 12, 2025 0 comments
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AI in crypto trading: How exchanges redefine digital assets
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How exchanges redefine digital assets

by admin September 12, 2025



Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Crypto exchanges are integrating AI assistants that let traders interpret signals, manage risk and handle volatile markets, pointing to a new era in digital asset trading.

Summary

  • Crypto exchanges are introducing AI assistants to simplify trading, offering real-time insights and strategy comparisons without overpromising profits.
  • BingX has taken the lead with tools like AI Bingo for portfolio guidance and AI Master for strategy-driven decision support.
  • While AI brings clearer insights and accessibility, challenges remain around decentralization, accountability, and technical integration with blockchain systems.

Volatility has always been part of the financial story. Sudden swings can push even seasoned investors to adapt, while newcomers face a demanding but rewarding learning curve. These pressures, as well as the opportunities, are amplified in the crypto space. The market’s intimidating speed also makes room for new ideas and more intelligent solutions.

Artificial intelligence (AI) is starting to ease some of that strain. What began as a side experiment is now moving into the center of trading platforms, where it can sift through torrents of data, turning them into practical guidance.

By spotting early signs of turbulence and translating complex models into plain language, AI makes crypto trading less intimidating. That promise has prompted exchanges to roll out AI assistants, tools designed to stabilize first-time traders and give veterans a sharper edge in fast-moving markets.

Early experiments in AI-powered crypto trading

A handful of exchanges are already testing AI. For years, most efforts remained behind the scenes, limited to trial dashboards or experimental risk models. That changed when BingX, an exchange with more than 20 million users, announced a $300 million plan to bring AI into nearly every corner of its platform over the next three years.

Within days, it rolled out a live assistant (BingX AI Bingo) that could check portfolios, explain market shifts in everyday language and respond to traders’ questions in real time, a notable contrast to rivals still keeping AI pilots under closed tests.

BingX is not alone. Other exchanges and DeFi projects are also experimenting with AI-driven risk models. According to the platform, millions tried the assistant within weeks, evidence of strong demand for tools that cut through the complexity of crypto.

How AI assistants are changing the trading experience

The first generation of assistants wasn’t built to promise profits; they were designed to give traders fewer blind spots. Instead of having to enter data by hand or deal with charts, traders could ask direct questions such as why a trade failed, how to change a position or what the latest sentiment looked like. The assistant replied in straightforward language, more like speaking with a financial advisor than using complicated software.

Over time, these systems grew more capable. By combining feedback from experienced traders with backtested models, BingX introduced features focused on strategies. Users could evaluate risks, compare strategies and still choose how to proceed. Transparency was built in, with the tool showing past performance and risks instead of hiding behind black-box predictions.

These systems are now starting to move beyond simple Q&A support toward strategy-driven tools. The next phase is about giving traders insights for decision-making. BingX is among the exchanges exploring this shift with BingX AI Master, a tool that applies professional insights and backtested models to help users compare strategies and manage risk. The aim is to let users compare strategies, understand risks and refine their approach.

The overall shift is that AI is advancing from general market sentiment-driven comments to personalized insights tailored to specific strategies and risk tolerances. For newcomers, it offers a clearer way into an otherwise daunting market. For seasoned derivatives investors, it takes over repetitive monitoring and sharpens risk assessments.

Taken together, BingX’s AI suite spans different layers. The BingX AI Bingo assistant provides real-time market interpretation and portfolio guidance, gamifying engagement and helping users interact with data more intuitively. BingX AI Master is a strategy-driven tool built on professional insights, extensive backtesting, and seamless execution. This progression demonstrates how the company is positioning AI not as a side feature, but as a central part of the trading journey.

Challenges of AI integration in crypto

The push to integrate AI into trading platforms hasn’t resolved the bigger headaches of bringing the technology into decentralized markets. Training AI models still relies on centralized computing, a setup at odds with web3’s commitment to decentralization. That contradiction has fueled debate in the crypto world over whether AI can ever find a natural place in a system built to eliminate single points of failure.

Accountability is another sticking point. If an AI-generated suggestion influences a trade that ends badly, does the blame fall on the exchange that offered the tool, the developers who built it or the trader who clicked “confirm”? Clear answers have yet to emerge, not only for the crypto industry but also for other industries implementing AI-focused technology.

There are technical hurdles as well. To turn AI’s off-chain analysis into actions that can run on the blockchain, exchanges need reliable bridges, middleware and oracle systems that can pass information back and forth without breaking trust. Without strong standards for those systems, traders may hesitate to trust the results. For now, AI doesn’t eliminate the risks in crypto; instead, it pushes the industry to face them sooner and more directly.

BingX has been placing its AI program at the heart of how the platform is adapting. The company first introduced an assistant to make portfolio checks and market insights easier, and has since expanded the effort with BingX AI Master, a strategy-focused tool that combines strategies tested by seasoned investors with data from extensive backtesting.

Aiming to give traders more than just numbers, BingX AI Master lets traders put strategies side by side, highlight key risks and track performance more clearly. From newcomers to professionals, it serves as a practical guide for making informed choices.

One thing is clear, AI is shifting from novelty to expectation. Traders now want tools that not only display raw data but also interpret it in real time. As AI finds its way deeper into crypto, the line between novice and veteran could start to blur. Assistants built into platforms lower the barrier for newcomers while easing the data load for professionals. The future of crypto markets is unlikely to be written by humans or machines alone but by their collaboration.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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September 12, 2025 0 comments
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Tether CEO Lists 3 Assets for 'Dark Times,' Bitcoin Mentioned
Crypto Trends

Tether CEO Lists 3 Assets for ‘Dark Times,’ Bitcoin Mentioned

by admin September 9, 2025


Tether CEO Paolo Ardoino issued an unconventional message this Tuesday, writing that “Bitcoin, Gold and Land are the hedge against incoming darker times.” This grim remark carries weight not just because of who said it but because the backdrop for global markets is now what may be called bright.

Fresh U.S. data shows employment for March 2025 was revised down by 911,000 jobs, a huge miss that reshapes the outlook for monetary policy. 

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At the same time, the Federal Reserve is forced to choose between a 0.25% or 0.5% rate cut next week on Wednesday, highlighting just how controversial the economy looks heading into the end of the year.

Bitcoin, Gold and Land are the hedge against incoming darker times.

— Paolo Ardoino 🤖 (@paoloardoino) September 9, 2025

In that context, Ardoino’s mention of “darker times” reflects the same pressure points policymakers are dealing with.

What about Tether?

Tether, though, is quite well prepared, judging by Ardoino’s playbook. As of June 30, 2025, the company reported $162.57 billion in assets, dominated by $105.5 billion in U.S. Treasuries, but also holding $8.72 billion in precious metals and $8.93 billion in Bitcoin. 

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So, Tether itself has shifted a share of its backing into assets seen as hedges rather than pure cash equivalents.

What is significant is that Ardoino is framing Bitcoin not as a speculative play but as part of the same safety basket that traditionally included gold and land. For a market searching for direction, it signals how crypto is becoming a defensive strategy.





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September 9, 2025 0 comments
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Ant Digital puts $8.4B of Chinese green energy assets on its blockchain - 1
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Ant Digital puts $8.4B of Chinese green energy assets on its blockchain

by admin September 9, 2025



Ant Digital, the tech arm of Jack Ma’s Ant Group, is tokenizing $8.4 billion worth of energy assets to create a globally accessible green energy market.

Summary

  • A division of Jack Ma’s Ant Group is quietly tokenizing clean energy assets in China
  • The company plans to issue RWAs based on energy assets and open them up for investment
  • Plans to list these tokens globally are pending regulatory approval

China’s biggest multinational firm is quietly moving to put energy infrastructure valued at over 60 billion yuan, or $8.4 billion, on the blockchain. According to a September 9 report by Bloomberg, Ant Digital, the tech arm of Jack Ma’s Ant Group, has been collecting data from infrastructure such as wind turbines and solar panels and uploading the data to its AntChain network.

The company plans to issue real-world asset tokens based on this infrastructure, which would enable it to secure financing for clean energy development. According to Bloomberg, some of these tokenization efforts have already begun.

Ant Digital is also considering listing these tokens on decentralized exchanges. Notably, this could enable investors from all over the world to gain exposure to China’s push toward clean energy. Still, the company did not wish to comment on the plan, as the move largely depends on approval from Chinese regulators.

China’s green energy push

Despite accounting for the largest share of fossil fuel emissions in the last 20 years compared to any other country, China is investing heavily in renewable energy. According to a report from Renewable Capacity Statistics, renewable energy currently accounts for over 50% of Chinese energy generation capacity.

China sees renewable energy as its ticket to energy independence due to a lack of domestic oil reserves. Chinese authorities also cited their commitment to renewable energy goals as the main reason for their 2021 ban on crypto mining.



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September 9, 2025 0 comments
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GameFi Guides

Jack Ma’s Ant Digital Taps Blockchain to Tokenize $8.4B in China’s Energy Assets: Report

by admin September 9, 2025



In brief

  • Ant Digital linked $8.4B in Chinese energy assets to AntChain, tracking 15M renewable devices.
  • It raised 300M yuan ($42M) for three clean energy projects via tokenized assets, Bloomberg reported.
  • Adoption is expected to remain institutional, with offshore listings hinging on regulatory approval, Decrypt was told.

Jack Ma-backed Ant Group’s enterprise arm has reportedly connected over $8.4 billion worth of Chinese energy infrastructure to its blockchain platform, with experts saying early adoption will likely remain institutional rather than draw in retail investors.

Ant Digital Technologies has been monitoring power output and potential outages from wind turbines and solar panels across China, uploading real-time data to its AntChain blockchain platform, according to a Bloomberg report. 

The fintech firm has already finished financing for three clean energy projects using tokenized assets, raising approximately 300 million yuan ($42 million) in total.



The company has reportedly been tracking 15 million new energy devices, including wind turbines and solar panels, with plans to potentially list tokens on offshore decentralized exchanges to create more liquidity, though such moves remain subject to regulatory approval.

Musheer Ahmed, Founder & MD of Finstep Asia, told Decrypt that he does not expect significant retail interest in energy infrastructure tokenization in the early stages.

“It tends to be more of an alternative investment, hence we will likely see more professional investors or institutional investors being the ones who show a key interest in these projects,” he said.

“What becomes vital is the use of IOT devices, which can relay the output and information of each device periodically,” Ahmed added.

That data could then be connected to the chain to provide information on how much energy is being generated, as well as a status update on the health of the assets/infrastructure itself, he added.

“Each token acts as the bearer of a pro-rata claim on the asset’s cash flows,” Rishabh Gupta, Director at TD Group, told Decrypt. “As electricity is sold and costs are settled, the net returns are distributed to token holders in line with their fractional stake.”

Gupta described how “each solar panel or turbine acts as a data node, producing meter readings that oracles relay on-chain.”

“A validator set permissioned or open verifies those readings before they are written to the blockchain,” he added. “Once recorded, the data is immutable and transparent, giving auditors, regulators, and investors a clear, tamper-proof view of production and payouts.”

Tokenization projects often face liquidity challenges in the secondary market, Ahmed said.

Still, beyond investment access, tokenization improves project efficiency through “better tracking of data” and enabling “smart contracts for execution of various investment management elements,” he added.

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September 9, 2025 0 comments
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RedStone Oracles co-founders Jakub Wojciechowski and Marcin Kazmierczak (RedStone)
Crypto Trends

Boerse Stuttgart Unveils Seturion, a Pan-European Settlement Platform for Tokenized Assets

by admin September 4, 2025



Boerse Stuttgart Group unveiled Seturion, a digital settlement platform designed to streamline post-trade processes for tokenized assets across Europe.

The blockchain-based infrastructure aims to eliminate cross-border frictions, unify fragmented settlement systems and cut costs by as much as 90%, the exchange said Thursday.

The platform, which is open to banks, brokers, traditional and digital trading venues, and tokenization platforms, is already in use at BX Digital, Switzerland’s FINMA-regulated DLT trading facility. It was tested in the European Central Bank’s blockchain trials with leading European banks in 2024.

“Seturion is the first digital pan-European settlement platform for tokenized assets,” Boerse Stuttgart CEO Matthias Voelkel said in the release. “With a truly open architecture, we want to overcome current national settlement infrastructure silos and turn a unified European capital market into reality.”

Boerse Stuttgart said the platform’s open architecture allows for straightforward integration, supporting both public and private blockchains, and enabling settlement in central bank money as well as on-chain cash. It enables institutions to offer trading in tokenized assets without requiring their own DLT license, while continuing to use existing connections to market infrastructure.

The company’s own trading venues will serve as “client zero,” with more participants expected to join soon.

Pending supervisory approval, Seturion’s leadership team will be headed by Lidia Kurt as CEO, Sven Wilke as deputy CEO and chief growth officer, Dirk Kruwinnus as chief product officer and Samuel Bisig as chief technology officer. Lucas Bruggeman, Boerse Stuttgart’s chief digital assets officer, has been named chairman of the board.

A license application has been filed with Germany’s financial regulator BaFin under the EU’s DLT Pilot Regime.

Read more: Boerse Stuttgart’s Crypto Platform Adds Six More Cryptocurrencies for Retail Traders



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September 4, 2025 0 comments
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2025 will make tokenized real-world assets mainstream
NFT Gaming

2025 will make tokenized real-world assets mainstream

by admin September 2, 2025



Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial.

Tokenization has floated around conference stages for a decade, but 2025 is the first year it feels unavoidable. The numbers explain why. On public chains alone, on-chain real-world assets now top over $25 billion, with tokenized U.S. Treasuries exceeding $6.6 billion and growing. This isn’t a pilot reel, but a market taking shape in plain view.

Summary

  • Tokenization is going mainstream, with BlackRock, Franklin Templeton, and major banks already running billions in funds on-chain, proving RWAs work at an institutional scale.
  • Europe’s MiCA, Hong Kong, Dubai, and now the U.S. (via the GENIUS Act) are laying down clear rulebooks that give treasurers and compliance teams confidence to move size.
  • Payments + RWAs converge — stablecoin rails are evolving into “PayFi,” where invoices, settlements, and tokenized T-bills flow together as programmable finance.
  • Asia and Europe lead the race, with mBridge, Project Agorá, and regional clarity; these hubs are shaping global standards while the U.S. plays catch-up.

Skeptics will argue that much of this liquidity sits in walled gardens or money-market wrappers. Fair. But that critique misses the point: institutional balance sheets are already migrating to blockchain rails in forms regulators understand and portfolio managers can model. Franklin Templeton’s on-chain funds (like FOBXX) and BlackRock’s BUIDL have shown that blue-chip managers can run real assets on programmable ledgers without breaking fiduciary discipline. When issuance, transfer, and servicing live natively on-chain, the friction drains out of everything from fund admin to collateral mobility. And this shift is no longer limited to institutions. Retail users are beginning to see tokenized Treasuries and ETFs appear in everyday apps like wallets and exchanges, where they can be accessed alongside stablecoins and swaps.

Regulation is finally getting boring (in the best way)

Rules (not slogans) decide whether RWAs scale. Europe’s Markets in Crypto-Assets Regulation regime is now live in phases, with stablecoin rules effective from mid-2024 and broader licensing rolling through 2025 and beyond. “Boring” disclosure, capital, and conduct standards are exactly what treasurers and compliance teams need to move size. Hong Kong has published tokenization guidance for intermediaries and fund managers, taking a “see-through” approach that treats a tokenized wrapper as the thing it has always been: a security. Dubai’s VARA has refreshed its 2025 rulebooks, including a detailed Virtual Asset Issuance Rulebook — more scaffolding for real capital formation.

The United States, long allergic to comprehensive clarity, has blinked. July’s GENIUS Act finally sets a federal framework for payment stablecoins. That narrows uncertainty on the very rails most tokenized instruments will traverse — even if full implementation will take time and rulemaking. If Europe supplied the handbook, 2025’s America supplied a signal: stablecoin plumbing is now a core financial infrastructure.

Institutions don’t chase narratives — they chase yield and certainty

The past year quietly answered the question of who shows up for tokenized assets. Custodians, fund managers, and global banks are moving first — not for ideology, but for operational and funding advantages. BlackRock’s BUIDL gathered billions within months; Franklin Templeton has tokenized funds across jurisdictions; and pipelines between money-market tokens and traditional platforms are being built by household names like BNY Mellon and Goldman Sachs. When LiquidityDirect plugs into a tokenized subscription/redemption flow, you’re not debating “crypto” — you’re shortening a cash cycle.

Cross-border settlement is the next domino. BIS-backed Project Agorá brings seven major central banks and dozens of global institutions into a shared exploration of tokenized deposits and wholesale central bank money. On the other side of the world, mBridge has reached a minimum viable product stage and has already processed real-value transactions among participating jurisdictions.

These are not thought experiments; they are rewiring projects aimed at compressing multi-day correspondent flows into seconds, with atomic settlement baked in.

Payments become the on-ramp

If 2020–2022 was DeFi making capital work, 2025 is payments turning into capital. Call it PayFi — the fusion of real-time payments on stablecoin rails with financing that activates the time value of money the moment funds move. The term is still settling, but the direction is clear enough: payables and receivables become programmable collateral; settlement becomes a trigger for automated credit. The organizations’ writing definitions range from industry glossaries to protocol builders and payment foundations, which is precisely how new financial categories emerge.

Why does this matter for RWAs? Because tokenized treasuries, credit exposures, and fund shares become usable the instant they travel the same rails as payments. When a corporation can settle an invoice in a whitelisted stablecoin and sweep residuals into tokenized T-bill exposure without leaving the ledger, the boundary between treasury ops and portfolio construction blurs. That’s not crypto eating finance. It’s finance becoming software, with RWAs as first-class citizens of the transaction layer. For users, this convergence is already taking shape. Bitget Wallet, for instance, has joined the Global Markets Alliance alongside Ondo Finance to prepare for a future where stablecoin payments and tokenized assets flow together.

Asia and Europe will set the pace (for now)

The U.S. has finally moved on to stablecoins, but adoption may accelerate first in Asia, Europe, and the Gulf. Hong Kong has been explicit about tokenized products and intermediary conduct since late 2023. The UAE’s VARA has leaned into rules that give issuers and service providers a path to operate. Singapore’s Project Guardian has become the industry’s sandbox for asset-management tokenization and, more recently, tokenized bank liabilities for FX and transaction banking. Europe’s MiCA gives large financial institutions a continental compliance template. These are favorable conditions for mainstreaming RWAs — not in isolation, but as parts of regulated financial markets.

Meanwhile, wholesale payment experiments are bifurcating. mBridge — with China, Hong Kong, Thailand, the UAE, and Saudi Arabia in the mix — is further along in live pilots, while Agorá aligns Western central banks and the U.S. dollar sphere around a tokenized “unified ledger.” The competitive tension is healthy; the likely outcome is interoperability standards that make tokenized assets and payments speak common languages across blocs. Either path reduces settlement latency and unlocks the same tailwind for RWAs: better collateral mobility, lower counterparty risk, and fewer operational bottlenecks.

What “mainstream” will actually look like in 2025

Mainstream won’t be a press release; it’ll be a feeling. It’s a portfolio manager treating tokenized T-bills as normal cash equivalents and moving them intraday between venues. It’s a corporate treasury settling a supplier payment and auto-sweeping residuals into on-chain funds by day’s end. It’s a regional bank using tokenized deposits to reduce cross-border fails and daylight overdrafts.

And yes, it’s a saver in Lagos or Ho Chi Minh City holding regulated dollar stability on a phone while earning a compliant yield. In each case, the user isn’t “in crypto.” They’re using modern financial plumbing.

The convergence is the story. DeFi gave us programmable money; TradFi brings governance, scale, and risk discipline. With MiCA-style regimes maturing, U.S. stablecoin law on the books, and central banks testing tokenized settlement layers, the path for RWAs in 2025 is pragmatic and partnership-driven. When investors can buy a sliver of a skyscraper or settle a cross-border trade in tokenized form as easily as sending an email, it won’t feel radical — it will feel overdue.

That’s what “mainstream” means. And that’s why 2025, not some hazy future, is the year it happens.

Jamie Elkaleh

Jamie Elkaleh is the chief marketing officer at Bitget Wallet, one of the world’s leading non-custodial crypto wallets. He played a key leadership role in the company’s 2025 rebrand and global expansion strategy, helping scale the platform to over 80 million users across over 130 blockchains. With a background in performance analytics from professional sports and a track record in crypto education, Elkaleh brings a strategic, user-first approach to brand, growth, and adoption. He is also the founder of two on-chain learning platforms and a member of the Forbes Council, where he advocates for inclusive innovation and blockchain accessibility.



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September 2, 2025 0 comments
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Crypto Assets Can be Part of Diversified Portfolio, Japan’s Finance Minister Kato Says

by admin August 25, 2025



Japan’s Finance Minister Katsunobu Kato said on Monday that cryptocurrencies can be part of a diversified portfolio.

“Crypto assets have risks surrounding high volatility, but through building an appropriate investment environment, they could be part of diversified investments,” Kato said while speaking at an event in Tokyo, according to Bloomberg.

The minister added that the government has been trying to ensure that innovation isn’t stifled by excessive regulation.

Kato’s comments are particularly notable in the context of Japan’s debt-to-GDP ratio exceeding 200%, which raises concerns about imminent financial repression and potential depreciation of the yen.

Financial repression involves policies aimed at reducing government debt burdens through measures such as inflation, low or negative real interest rates, currency depreciation and capital controls.

These policies tend to erode returns on traditional fixed-income and cash holdings, thereby boosting the appeal of alternative investments, such as cryptocurrencies, which offer real returns and diversification.

Read more: Bitcoin Chalks Out Lower Price High After Powell, Ether Prints Doji at Lifetime Peak



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August 25, 2025 0 comments
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Tokenized Real World Assets at ATH With $400T Tradfi Potential
Crypto Trends

Tokenized Real World Assets at ATH With $400T Tradfi Potential

by admin August 25, 2025



Tokenized real-world assets may eventually represent trillions of dollars worth of traditional finance assets in a multichain future, according to Animoca.

“The estimated $400 trillion addressable TradFi market underscores the potential growth runway for RWA tokenization,” said researchers Andrew Ho and Ming Ruan in an August research paper from Web3 digital property firm Animoca Brands.

The researchers found that the tokenized real-world asset (RWA) sector is just a small fraction ($26 billion) of the total addressable market currently, which is over $400 trillion. These asset classes include private credit, treasury debt, commodities, stocks, alternative funds and global bonds. 

There is currently “a strategic race to build full-stack, integrated platforms” by large asset managers, and long-term value will accrue to those who can “control asset lifecycle,” the researchers said.

Size of TradFi addressable asset market is 16,000 times larger than the current onchain market. Source: Animoca. 

RWA value hits an all-time high

The nascent RWA tokenization market is currently at an all-time high of $26.5 billion, having grown 70% since the beginning of this year, according to industry tracker RWA.xyz.

This is “signaling clear momentum and rising institutional confidence,” the researchers said. 

Total RWA value at ATH. Source: RWA.xyz

The current RWA landscape is dominated by two categories: private credit and US Treasurys, and together, they account for almost 90% of tokenized market value.

Related: Centrifuge tops $1B TVL as institutions drive tokenized RWA boom: CEO

RWA future is multichain, not just Ethereum

Ethereum is the market leader for RWA tokenization with a 55% market share, including stablecoins, and $156 billion in onchain value. 

When Ethereum layer-2 networks such as ZKsync Era, Polygon and Arbitrum are included, that share grows to 76%, according to RWA.xyz.

“Its leading position is likely due to its security, liquidity, and the largest ecosystem of developers and DeFi applications,” the researchers said. 

The growth of the RWA tokenization could drive further demand for related crypto assets such as Ether (ETH), which hit an all-time high on Sunday, and oracle provider Chainlink (LINK), both of which have seen gains outpace the wider crypto market in recent weeks. 

The researchers said that RWA tokenization activity is “unfolding across a multichain ecosystem encompassing public and private blockchains,” adding that Ethereum’s current lead is being challenged by “high-performance and purpose-built networks, indicating that interoperability will be key to success.” 

Animoca Brands launched its own tokenized RWA marketplace called NUVA earlier this month.

Magazine: ETH ‘god candle,’ $6K next? Coinbase tightens security: Hodler’s Digest



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August 25, 2025 0 comments
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