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3 memecoins expected to pump this bull cycle
GameFi Guides

3 memecoins expected to pump this bull cycle

by admin August 23, 2025



Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

DOGE jumps 23%, sparking interest in Little Pepe, Dogwifhat, and Bonk as analysts eye 25x potential gains.

Summary

  • DOGE surges 23%, fueling interest in high-potential memecoins like LILPEPE, WIF, and BONK.
  • Little Pepe presale nears sellout, offering 25–44x potential with Layer-2 blockchain perks.
  • Analysts spotlight LILPEPE’s fair-launch, low-fee network as a top meme token to watch in 2025.

The memecoin market is heating up again. In the past week, Dogecoin (DOGE), the first and leading meme token, has increased by 23%. This surge has sparked interest from traders seeking community-run, high-potential assets. 

In the past, large movements from DOGE have often come before larger meme token rallies, with newer and smaller market cap coins giving even higher percentage returns. 

Now, analysts are spotlighting three memecoins they believe could post 25x returns in the coming months: Little Pepe (LILPEPE), Dogwifhat (WIF), and Bonk (BONK). Each project combines viral community appeal with technical setups that suggest significant upside potential.

1. Little Pepe – a memecoin layer-2 challenger

    Little Pepe has emerged as one of the most ambitious meme projects of 2025 — not just aiming for viral status, but building a dedicated Layer-2 blockchain ecosystem for memecoins. 

    While most meme tokens exist as ERC-20s reliant on Ethereum’s network, Little Pepe’s Layer-2 promises ultra-low fees, lightning-fast transactions, and anti-bot trading protections.

    Key features include:

    • No Sniper Bots: Fair launch environment for retail traders.
    • Meme Launchpad: Enabling new tokens to deploy directly on the network.
    • Low-Cost Transactions: Fractions-of-a-cent gas fees.

    The project has also prioritized trust and transparency, achieving a 95.49% security score from CertiK, one of the industry’s most respected auditors.

    Presale performance

    Little Pepe’s presale is now in Stage 11, over 93% sold out, with $20.57m raised toward a $22.3m target. The current token price is $0.0020, with the next stage bumping it to $0.0021. Analysts see a near-term post-listing target of $0.05–$0.088, representing around 25–44x upside from today’s price.

    Why it could pump:

    • Strong presale momentum
    • Dual top-tier exchange listings at launch
    • Dedicated Layer-2 utility
    • Large, growing community

    If DOGE continues to rally, spillover demand for emerging meme projects could push LILPEPE into rapid price discovery mode.

    2. Dogwifhat – approaching breakout levels

      Dogwifhat has been on trader watchlists for months, with technical analysts like Chris and Atlas pointing to a setup that could trigger a breakout run. Currently trading at $1.066, WIF has key support levels at $0.786 and $0.910, which have held during recent pullbacks.

      Recent price action:

      • Quick rise to $1.10, then drop to $0.94, bringing it to a 9.61% drop for the day.  
      • Trading volume dropped from $484M to $413m indicating some profit-taking.
      • Despite the pullback, higher lows are forming — a bullish structural sign.

      Resistance to watch

      The critical breakout zone is near $1.20. According to Atlas’s charts, clearing this level could open the path toward $2.60, highlighting consistent uptrend momentum.

      Bullish case:

      • A series of higher lows suggests strong buyer support.
      • Price is near the lower range, offering a favorable entry zone.
      • Historical behavior shows rallies often follow successful range reclaims.

      Suppose WIF can hold above $0.90 and break $1.20 decisively. Analysts believe it could post a strong rally, with the $2.60 level representing roughly 145% upside from current prices — before considering the broader 25x potential if momentum snowballs.

      3. Bonk – from sideways trading to breakout mode

        Launched in late 2022, Bonk was initially a community airdrop to Solana developers, arriving when the ecosystem was struggling post-FTX collapse. Its mission was simple: inject energy and liquidity back into the Solana space. 

        After weeks of consolidation, BONK has again broken the crucial $0.000025 resistance level. A 12% rally in the past 24 hours has set BONK up for another important level. This move has turned resistance into support, bringing us closer to the long-expected $0.000050 in the following weeks.

        Technical Indicators:

        • Broke out of a descending wedge pattern, a bullish reversal signal.
        • RSI has exited oversold territory, pointing to growing buying pressure.
        • MACD crossed into positive territory, reinforcing the bullish case.

        Institutional Interest

        Adding fuel to the rally, NASDAQ-listed beverage company Safety Shot Inc. recently bought $25m worth of BONK, planning to acquire 4–5% of the total supply. While Safety Shot’s own stock price fell on the news, the purchase signaled rising institutional attention toward memecoins.

        Support and resistance:

        • Support: $0.000023
        • Mid-term Resistance: $0.000030
        • Major Resistance: $0.000050

        Continuing on this trajectory, BONK could hit reasonably $0.000050 by late August. Depending on market adoption and sentiment, long-term projections for 2025 vary from $0.000026 to $0.000059.

        Why DOGE’s rally matters for these picks

        Dogecoin’s 23% surge this week isn’t just a win for DOGE holders — it’s a bullish signal for the entire memecoin sector. Historically, strong moves from DOGE have sparked speculative waves into smaller caps, as traders look to replicate high-multiple returns.

        During past memecoin seasons:

        • DOGE rallies often preceded alt-meme explosions.
        • SHIB, FLOKI, and PEPE all saw outsized gains in the months following major DOGE runs.
        • Market sentiment shifts rapidly from blue-chip memes to “next big thing” plays.

        If DOGE maintains upward momentum, projects like Little Pepe, WIF, and BONK could benefit disproportionately as capital rotates into lower market-cap assets with higher potential multipliers.

        Final takeaway

        The memecoin market remains one of crypto’s most volatile and speculative segments — but also one of its most lucrative for well-timed entries. Little Pepe combines meme culture with real Layer-2 infrastructure and is still in presale under $0.0025. Dogwifhat is pressing against a key breakout zone at $1.20, with a chart setup that mirrors previous rally patterns. 

        Bonk is already looking to break out of consolidation and aims to reach $0.000050 in the near future, a target that represents a near-term doubling. As the entire market shifts bullish, these three tokens, alongside the market-leading DOGE, can net 25x returns thanks to their community support, structural setups, and the momentum driving them.

        To learn more about Little Pepe, visit the website, Telegram, and X.

        Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.



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August 23, 2025 0 comments
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Grayscale, Bitwise And Others File Updates For Spot Xrp Etfs
GameFi Guides

Grayscale, Bitwise and Others File Updates for Spot XRP ETFs

by admin August 23, 2025



Several leading asset managers, including Grayscale, Bitwise, Canary, CoinShares, Franklin Templeton, 21Shares, and WisdomTree, filed amended proposals on Friday for their planned spot XRP exchange-traded funds. 

The cluster of filings underscores the growing push from financial firms eager to win approval from the U.S. Securities and Exchange Commission (SEC).

Bunch of XRP ETF filings being updated by issuers today. Almost certainly due to feedback from SEC. Good sign, but also mostly expected pic.twitter.com/GiSL1kc6lt

— James Seyffart (@JSeyff) August 22, 2025

Analysts view the coordinated submissions as a direct response to regulatory input. “[The filings were] almost certainly due to feedback from SEC,” Bloomberg ETF analyst James Seyffart wrote on X. “Good sign, but also mostly expected.”

The new amendments reveal adjustments in fund structures. Instead of allowing only cash creations and redemptions, the updated versions now provide for XRP or cash creations and both cash or in-kind redemptions. Market observers say these tweaks may help address concerns raised by the regulator.

Nate Geraci, president of NovaDius Wealth, emphasized the importance of the simultaneous filings. “Highly notable to see them cluster like this,” he wrote on X. “Very good sign IMO.”

S-1 amendments rolling in today on spot xrp ETFs…

Canary, CoinShares, Franklin, 21Shares, WisdomTree, & Bitwise so far.

Highly notable to see them cluster like this.

Very good sign IMO. pic.twitter.com/Ee7ZPdBuPW

— Nate Geraci (@NateGeraci) August 22, 2025

Broader ETF Momentum

The SEC has not yet approved a spot XRP ETF, though both spot and futures-based proposals are being considered. Industry analysts believe the cluster of filings highlights issuers’ determination to adapt to regulatory expectations, which could eventually bring an approval closer.

Notably, BlackRock, which already manages the largest spot Bitcoin and Ethereum ETFs, has not filed for an XRP product. The company told The Block earlier this month it has no current plans to launch one.

Meanwhile, the broader ETF landscape continues to expand. Recently, VanEck filed with the SEC to launch the first exchange-traded fund built around JitoSOL, a token on the Solana blockchain. The Form S-1 filing aims to give investors access to Solana’s liquid staking market without requiring them to hold the tokens directly.

Amid Friday’s wider market rally, XRP gained 7% to trade at $3.08 at the time of publication.

Also Read: SEC Extends Review of Nine Crypto ETF Filings Into October





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August 23, 2025 0 comments
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'No Reason to Buy Bitcoin': Ether Supporters Celebrating ATH
GameFi Guides

‘No Reason to Buy Bitcoin’: Ether Supporters Celebrating ATH

by admin August 23, 2025


  • Ethereum (ETH) price hits ATH, community celebrates
  • Ethereum’s (ETH) next step: Price discovery ahead?

Yesterday, on Aug. 22, 2025, Ethereum (ETH), the second-largest cryptocurrency, finally hit an ATH over $4,885 on major spot exchanges. The Ethereum (ETH) community in CT is mocking its opponents and guessing the potential targets of ETH’s price rally.

Ethereum (ETH) price hits ATH, community celebrates

With Ethereum (ETH) smashing through its 2021 high, there’s no reason to buy Bitcoin (BTC) any longer. Ethereum (ETH) is at the same time more decentralized and represents a better store of value, long-term ETH proponent Anthony Sassano says on X.

There is no reason to buy BTC instead of ETH.

Ethereum is more decentralized than Bitcoin and ETH is a much better store of value than BTC.

You either accept this now, or be forced to accept it when ETH flips BTC.

The choice is yours.

— sassal.eth/acc 🦇🔊 (@sassal0x) August 23, 2025

According to him, cryptocurrency community members should either accept it now or when Ethereum (ETH) finally flips Bitcoin (BTC).

Meanwhile, the ETH/BTC ratio surged from 0.017 to 0.041 in just four months. Ethereum (ETH) outperformed Bitcoin (BTC) by more than 2.5x since.

Mocking Ethereum (ETH) bears is another hot topic on X today. With $468 million in liquidated short positions, yesterday’s session was the most brutal for Ethereum (ETH) bears in weeks.

ETH bears with short positions liquidated at ATH frantically pulling up the validator exit queue chart to hold on to one last piece of FUD and seeing that it has peaked & started decreasing. pic.twitter.com/YUtpbielOf

— Jrag.eth (@Jrag0x) August 22, 2025

After peaking on Aug. 20, Ethereum (ETH) unstaking queue started clearing. The period of unstaking dropped below 15 days for the first time in weeks. Normally, this is also a signal of growing interest in Ethereum.

Ethereum’s (ETH) next step: Price discovery ahead?

Ethereum (ETH) supporters are sure that after revisiting the previous ATH, Ether is set to start a price discovery period.

Fundstrat’s Tom Lee, one of the vocal Ethereum (ETH) proponents in this cycle, is sure that Ethereum (ETH) has all chances to surpass Bitcoin (BTC) by market cap.

As covered by U.Today earlier today, Raoul Pal, a seasoned economist and investor, expects the altcoin season to peak by mid-2026.

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The closest Ethereum (ETH) price target for bulls is $5,000. As of printing time, Ethereum (ETH) is changing hands at $4,710.





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August 23, 2025 0 comments
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Eric Trump’s BTC Price Predictions, Acquisition Plans, and Metaplanet Visit

by admin August 23, 2025



Eric Trump is deepening his role in digital assets with reported plans to attend a shareholder meeting in Tokyo, public predictions about bitcoin’s price, and new corporate ventures that extend the Trump family’s crypto push into Asia.

Bloomberg reported Friday that Trump will join a Sept. 1 shareholder meeting of Metaplanet, a Japanese company following Michael Saylor’s Strategy (formerly, MicroStategy) playbook, citing people familiar with the matter. Trump was appointed as a strategic adviser in March. His Tokyo stop will apparently follow an appearance at the Bitcoin Asia conference in Hong Kong on Aug. 28–29.

A day earlier, Trump appeared at the Wyoming Blockchain Symposium, where he described himself as a “bitcoin maxi” and said he now spends more than half his time on crypto projects. He predicted bitcoin would reach $175,000 by the end of 2025 and eventually climb past $1 million. He argued that bitcoin and blockchain could address flaws in traditional finance, such as slow payments and settlement processes.

The Financial Times reported onAug. 15 that American Bitcoin — a miner and treasury company co-founded by Eric Trump and his brother Donald Trump Jr. — is exploring acquisitions of listed firms in Japan and Hong Kong to use them as vehicles for stockpiling bitcoin, following the playbook pioneered by Michael Saylor’s MicroStrategy. The company is preparing to go public in the U.S. through a reverse merger with Nasdaq-listed Gryphon Digital Mining. Eric Trump is a co-founder and the chief strategy officer.

American Bitcoin emerged in May from a reorganization of American Data Centers, a Trump-linked entity that absorbed rigs from Canadian operator Hut 8. The firm has said it aims to become the world’s most efficient bitcoin accumulation platform, combining active treasury management with new coin production.

The Trumps’ crypto ambitions extend beyond Eric Trump. Trump Media & Technology Group, parent of Truth Social, raised more than $2 billion in the second quarter to create a bitcoin treasury. President Donald Trump disclosed in June $57 million in income from World Liberty Financial, a crypto startup launched last September.

Together, these moves highlight how Eric Trump and his family are aligning themselves with crypto at a time when Japan and Hong Kong are competing to attract digital asset firms.

Japan’s Financial Services Agency (FSA) will approve the first yen-denominated stablecoin as early as this fall. Meanwhile, Hong Kong has introduced the Stablecoins Ordinance, a regulatory framework that requires fiat-referenced stablecoin issuers to obtain a license from the Hong Kong Monetary Authority (HKMA).



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August 23, 2025 0 comments
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XRP ETF
GameFi Guides

Spot XRP ETF Coming Soon? Asset Managers Submit Amended S-1 Filings

by admin August 23, 2025


Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

According to the latest report, a group of asset management firms submitted S-1 amendments for a spot XRP ETF (exchange-traded fund) in the United States. These movements reflect the ramped-up interest of these institutions to get the approval of the US Securities and Exchange Commission (SEC) to offer this crypto-linked investment product.

What Changed In The Proposed Spot XRP ETFs?

On Friday, August 22, a slew of asset managers, including Grayscale, Bitwise, Canary, CoinShares, Franklin Templeton, 21Shares, and WisdomTree, filed amended S-1 statements for their proposed spot XRP ETFs. According to experts, this round of filings might be in response to the US SEC’s feedback on their original applications. 

Bloomberg ETF analyst James Seyffart said on X:

Bunch of XRP ETF filings being updated by issuers today. Almost certainly due to feedback from [the] SEC. Good sign, but also mostly expected.

Similarly, the ETF Store President, Nate Geraci, shared a similar sentiment, saying that it is very significant to see the various asset managers roll out their amended S-1 filings at once and on the same day. “Very good sign IMO [in my opinion],” Geraci wrote on X.

Source: @JSeyff on X

For a security or ETF to be listed on an exchange, it needs an S-1 filing, which provides a brief prospectus of the proposed security. Meanwhile, the S-1 form is amended as material information changes regarding the structure of the exchange-traded fund.

Hence, it is no surprise to see some changes in the structure of proposed spot XRP ETFs. For instance, the amended S-1 filing appears to switch the exchange-traded products from simply cash creations and redemptions to allow for XRP or cash creations and cash or in-kind redemptions.

It is worth mentioning that BlackRock, the world’s largest asset management firm and manager of the largest spot Bitcoin and Ethereum exchange-traded fund, has still not made a move to join the race for the spot XRP ETFs. As reported by Bitcoinist, the trillion-dollar asset manager revealed earlier in August that it has no intentions to launch an XRP fund.

XRP Price At A Glance

Following a torrid start to the week, the XRP token fell beneath the $3 mark to as low as $2.8 on Friday. However, the altcoin jumped back above $3 on the back of the news of the complete dismissal of Ripple’s lawsuit and Federal Reserve Chairman Jerome Powell’s speech. As of this writing, the XRP token is valued at around $3.01, reflecting an over 5% price jump in the past 24 hours.

The price of XRP on the daily timeframe | Source: XRPUSDT chart on TradingView

Featured image from iStock, chart from TradingView

Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.



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August 23, 2025 0 comments
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GameFi Guides

The Creators of an Ethereum Gaming Network Just Sued Elon Musk’s xAI

by admin August 23, 2025



In brief

  • Ex Populus, creator of the Xai gaming blockchain, is suing Elon Musk’s xAI for trademark infringement, and asking a court to block its use of the “xAI” name in gaming and blockchain.
  • The company says Musk’s expansion of xAI into gaming caused confusion with media, users, and even X’s own AI chatbot Grok, which mistakenly linked the two ventures.
  • Ex Populus argues Musk’s controversies, including Grok’s past offensive remarks, have severely damaged its brand.

The creators of Xai, a layer-3 gaming blockchain built on Ethereum, have sued Elon Musk’s xAI for trademark infringement—and are asking a federal court to force the billionaire’s artificial intelligence company to change its name and branding in contexts related to video games and blockchain. 

In November, Musk announced plans to start an AI video game studio within xAI, to “make games great again.” Ex Populus, the company behind gaming blockchain Xai, now claims that Musk’s announcement immediately created “substantial actual confusion” online between their established video game brand, Xai, and Musk’s xAI gaming venture. 

Numerous news aggregators and commentators used the blockchain’s logo in announcements about Musk’s venture, the company’s attorneys claim, and many more internet users mistook the separate ventures to be related. What’s more, Grok—Musk’s AI chatbot—also confused the two separate entities, and told X users they were both controlled by Musk’s companies, the attorneys said.



In a complaint filed Thursday, Ex Populus asked a federal court in northern California to order Musk’s AI company to cease using any words or symbols likely to cause confusion with Xai’s registered trademark, in the contexts of video gaming and blockchain.

It also requested punitive damages and all profits reaped by Musk’s companies for the alleged infringement. 

Ex Populus’ attorneys repeatedly argued in their complaint that Musk’s company has not only consistently infringed on their copyright since last year—but, further, that the particular notoriety and controversy associated with the world’s richest man have made the alleged infringement particularly damaging to their brand.

Ex Populus took legal action today to protect the Xai brand. With increased confusion around Elon Musk’s AI company (@xai), it’s a big responsibility to safeguard the brand that the community trusts. You can read more details at https://t.co/ce8Aw9hNCZ

— XAI 🎮⛓️ (@XAI_GAMES) August 22, 2025

“Musk and defendants’ xAI company routinely receive substantive negative media attention that is now being attributed to plaintiff’s XAI trademark,” the attorneys wrote. 

The lawyers made particular note of a controversy that erupted last month when Musk’s AI bot, Grok, referred to itself as “MechaHitler” for a brief period and made antisemitic, racist, and sexually violent comments across the X platform.

“Plaintiff losing control over its goodwill is irreparable harm sufficient to support an injunction to cease defendants’ use of the infringing xAI marks,” Ex Populus’ attorneys said, “but to be associated with Nazism, hate speech, and violence exacerbates the harm exponentially.”

Ex Populus said in a statement that Musk’s attorneys reached out to them recently about trademark issues, and that, now, the company feels it has no option but to fight back “or risk losing [the trademark] altogether.” 

“This case isn’t just about Ex Populus or Xai,” the company said. “It speaks to something bigger: the right of smaller innovators to build without having their identity swallowed by tech giants.”

Musk’s xAI did not immediately respond to Decrypt’s request for comment on this story.

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August 23, 2025 0 comments
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IRS’s top crypto executive Trish Turner resigns after brief tenure
GameFi Guides

IRS’s top crypto executive Trish Turner resigns after brief tenure

by admin August 23, 2025



Trish Turner has stepped down from her position leading the Internal Revenue Service’s crypto division. This is after approximately three months in the role.

Summary

  • IRS digital assets chief Trish Turner resigns after 3 months.
  • Turner joins Crypto Tax Girl as tax director amid rising crypto compliance needs.
  • Her exit adds to ongoing leadership churn in the IRS’s crypto division.

The departure is another leadership change for the agency’s cryptocurrency unit. The agency has also experienced frequent turnover as it works to establish regulatory frameworks for digital asset taxation.

Turner announced her departure on Friday through LinkedIn and concluded over two decades of service with the tax agency. She cited her role in developing the IRS’s digital asset strategy during a period when cryptocurrencies transitioned from specialized investments to mainstream financial tools.

Private sector move shows crypto industry shift

Turner will join cryptocurrency tax firm Crypto Tax Girl as tax director, according to Bloomberg Tax reporting and confirmation from the company’s founder, Laura Walter.

“With all of the big crypto tax and compliance changes on the horizon, we are excited to have Trish on board to help advise our clients.”

Turner mentioned that she plans to continue working on digital asset tax issues from the private sector and also build connections between industry participants and regulators.

Crypto division faces continued instability

Turner’s brief tenure continues a pattern of leadership changes within the IRS’s crypto unit. She replaced Sulolit “Raj” Mukherjee and Seth Wilks, two private-sector experts who departed after roughly one year leading the digital assets division.

The transition comes as the agency faces pressure to develop comprehensive frameworks for digital asset compliance.

The Department of Government Efficiency proposed a 20% reduction in the IRS workforce in March, which affects the agency’s ability to maintain specialized cryptocurrency expertise.

The IRS’s supervisory duties regarding cryptocurrencies have become more complex in light of recent events. On July 4, the Treasury Inspector General for Tax Administration suggested changes to the way the criminal investigation division handled digital assets.



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August 23, 2025 0 comments
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Traders Are Shifting To Ethereum As Bitcoin Volatility Drops
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Traders Are Shifting to Ethereum as Bitcoin Volatility Drops

by admin August 23, 2025



Bitcoin, once known to be the most volatile market in the finance space, is now acting calm and steady. The big swings that once made it famous are fading and this is pushing investors that love taking high risk to look for action somewhere else. 

According to a report from Bloomberg, the world’s largest cryptocurrency is beginning to look more like a traditional stock than a risky gamble.

Bitcoin’s annual volatility has dropped to 38%, according to Bytetree Asset Management. The number was close to 200% over a decade ago. This means Bitcoin now moves in the same way that known firms like Tesla, Starbucks and co move. Some investors believe that the calm movement is because Bitcoin is turning into a long-term hold, and no longer for fast profits.

Because of this, attention is shifting to Ethereum, the second largest crypto on the chart. Recently, on several trading days this month, Ether exchange-traded funds (ETFs) have matched or even beaten Bitcoin in inflow due to shift in demand and purchase from corporate firms.

For instance, BlackRock’s Ether ETF, which was launched in April 2024, has already built $5.5 billion in open options positions. This equals about 40% of all Ether options on the trading platform Deribit. For many traders, this proves Ethereum has become the new place for faster price changes.

“This is not an everything rally,” said Jeff Dorman, chief investment officer at digital asset firm Arca. He explained that trading action is mainly focused on Bitcoin and Ethereum, not on smaller tokens.

However, the motivations differ between the two assets. “For many traders, the Bitcoin trade has already played out,” said Vivek Raman, founder of research firm Etherealize. “Ethereum still feels under-owned, more volatile, and more reactive.”

This month alone, Ether ETFs have seen $2.5 billion in inflow, while Bitcoin funds have suffered net outflows of $1.3 billion, according to Coinglass data.

But, the risk still remains, Arthur Azizov of B2 Ventures predicted that Ether prices could continue to consolidate between $3,900 and $4,400, but warned the price could slip toward the low $3,000s if leveraged trades unravel. As of the time of writing this report, Ethereum is trading for $4,775, up 13% today, according to CoinMarketCap.

“Ethereum is moving into a risk-off sentiment,” said Bradley Duke, European head of Bitwise. “A short squeeze can’t be ruled out, but for now, many funds are preparing for a pullback.”

Also Read: SharpLink Approves $1.5B Stock Buyback Tied to ETH Holdings



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Inside Ripple-Gemini Developments: Community Opinion
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Inside Ripple-Gemini Developments: Community Opinion

by admin August 23, 2025


  • Gemini borrows $75 million from Ripple ahead of IPO, RLUSD stablecoin involved
  • Gemini plans to go public despite massive losses in H1, 2025

Prominent XRP community enthusiast who goes by @WKahneman unveils how MasterCard’s XRP card announcement and its SEC filing can be connected through a nine-digit credit line opened by Ripple. Also, this development might be a showcase for Ripple USD (RLUSD) as an institutional-grade asset.

Gemini borrows $75 million from Ripple ahead of IPO, RLUSD stablecoin involved

Gemini, one of the biggest cryptocurrency ecosystems in the U.S., mentioned a $75 million credit line opened by Ripple in its IPO filings with the SEC. The program can be expanded to $150 million, while additional draws might be completed with the usage of the Ripple USD (RLUSD) stablecoin.

Unpacking the #Ripple/Gemini news. What exactly is going on? The whole may be greater than the sum of it’s parts. (It gets weird in #5) This week has brought interesting news to ponder if this is more than just a loan ⤵️
1/8 pic.twitter.com/QwkliF0I5u

— WrathofKahneman (@WKahneman) August 23, 2025

These facts were noticed by pseudonymous Ripple and XRP observer who goes by @WKahneman. The expert shared them in a thread with his 84,000 followers on X.

While borrowing money pre-IPO looks regular to the observer, the potential utilization of RLUSD, the first major regulated stablecoin, is pretty unusual. In the future, this could contribute massively to the recognition and distribution of RLUSD.

Then, both Gemini and Ripple are simultaneously gearing toward regulatory compliance in the EU. While Gemini has just received a MiCA license in Malta, Ripple, via its new Luxembourg unit, applied for a MiCA EMI license in July.

Last but not least, the newly-announced XRP bank card by WebBank is backed by $75 million liquidity. The launch slogan hints at Aug. 25 as the day of the product’s release. 

Gemini plans to go public despite massive losses in H1, 2025

As such, Ripple might be a huge beneficiary of the deal with Gemini and the upcoming IPO. The retail XRP card and the unique use case for RLUSD might be only the beginning of the story.

As covered by U.Today previously, Gemini is preparing for an IPO on NASDAQ. The platform is joining the club of crypto companies going public despite heavy losses in H1, 2025.

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The company reported a huge net loss of $282 million, which is a massive increase compared to over $40 million in previous reports. Also, the company cash reserves only total $161 million with liabilities exceeding $2 billion, U.Today previously reported.





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August 23, 2025 0 comments
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GameFi Guides

GENIUS was just the prologue. Stablecoins represent a platform shift in payments. The stage is set.

by admin August 23, 2025



Every era of economic transformation has begun the same way: with infrastructure that seems niche – until it isn’t.

Early irrigation systems unlocked the first cities. Early railroad networks rewired entire economies. The internet’s core protocols, TCP/IP, turned slow and siloed information networks into a single, global system of communication. And the Cloud turned idle servers into the foundation of the digital economy.

We don’t remember them for how they started. We remember them for how they scaled. Because in effect, what once looked like niche experiments became the backbone of global markets.

Stablecoins are next. Welcome to the age of the stablecoin layer: an open, programmable foundation for global money movement.

Just last year, stablecoins lacked clear regulation and were dismissed by much of the financial establishment. Fast forward a matter of months, and the U.S. Congress has passed the GENIUS Act, creating the country’s first federal framework for stablecoins and defining them explicitly as payment instruments. Major banks and card networks have entered this space. Early-movers like Circle have made their Wall Street debut. And fintech leaders from Stripe to Shopify are embracing stablecoins to power faster, cheaper, always-on transactions.

These aren’t isolated milestones. They’re early signs that stablecoins are on track to become core infrastructure, just like AWS became the quiet engine of the cloud economy. Stablecoins represent a platform shift in payments. Just like prior platform shifts – mainframe computing to individual computers, desktop to mobile, and on-premises to cloud-based infrastructure – stablecoins will unlock a wave of innovation by modernizing financial infrastructure. This is the tipping point, but it’s also only the beginning, and too many people are still thinking far too small.

To many, dollars are still shackled to outdated infrastructure like wire transfers and ACH. None of it is built for composability, automation, or machine-to-machine interaction as is required in the modern age. It’s a slow-motion relic holding back an interconnected, global economy that wants to move faster and include more people. Until we modernize the rails, we’re capping the true velocity of money – and with it, global economic potential.

Stablecoins snap that bind. No bank holidays, no middlemen, no concept of business days or hours. Just global, cheap, and instantaneous settlement at scales of billions of dollars at a time. That transformation is as fundamental as turning mail into email.

Stablecoins offer what legacy financial infrastructure simply can’t: instant settlement, borderless reach, low costs, and programmable design. They will disrupt more than any other crypto building block – rewriting payments, liquifying capital markets, and bringing the internet’s speed and interoperability to money itself.

This shift goes well beyond payments between people. Stablecoins will also underpin the next phase of AI-native commerce as sovereign AI agents abandon legacy fiat systems in favor of decentralized money that flows freely across blockchain infrastructure. This will power automated treasury flows, agentic commerce, machine-to-machine transactions, and sovereign AI agent transactions.

Money is getting an upgrade.

The stablecoin layer isn’t just a new system, it’s a new substrate for the global economy. The velocity of money movement is positively correlated with economic growth. Stablecoins will unlock trillions in latent economic activity and help grow global GDP by full percentage points each year. And all of this activity will be AI-native.

Yet for all the progress, the opportunity is still in its infancy. The GENIUS Act was a critical milestone, but it’s still one piece of legislation. And while the stablecoin market cap sits at over $280 billion today, the U.S. M2 money supply – the total amount of money circulating within the US economy – exceeds $20 trillion. That’s nearly a 100:1 gap.

We’re still underselling how fast and forceful the shift to the stablecoin standard will be, and how quickly AI will accelerate it. Put simply, this summer marked only the soft launch of the stablecoin era. The infrastructure is in place, and the scale of what’s coming far exceeds the conversation today.

This shift won’t be loud, and that’s by design. In a few years, no one will say they’re “using stablecoins,” just like nobody says they’re “using cloud computing” to store pictures of their kids. They’ll just use money. And stablecoins will be the infrastructure powering it all behind the scenes, moving billions across the globe in real time.

The biggest winners in this transition will be the platforms operating behind the scenes: those who power the rails, provide liquidity, and earn our trust. Fintechs will use stablecoins for instant settlement and global reach. Governments – eventually, reluctantly – will integrate stablecoins into critical economic functions. AI agents will speak the language of stablecoins natively.

This isn’t a bet on crypto hype. It’s a recognition that our financial system needs an upgrade, and stablecoins are the gateway. They’re not just a better form of money; they’re the onramp to the onchain economy. Once users hold stablecoins, they’re one step away from accessing a global, open, and programmable financial system. That’s why the stablecoin layer isn’t just the most important sector in crypto – it’s the foundation for the future of digital currency.



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August 23, 2025 0 comments
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