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Is Digitap the next superapp to replace XRP?

by admin September 12, 2025

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

Digitap launches omni-bank fintech app merging fiat and crypto, enabling secure, low-cost, real-world global payments.

Summary

Digitap’s crypto-fiat superapp offers instant cash, IBANs, payroll, and DeFi tools for global users.
TAP staking unlocks governance rights, cashback rewards, and early access to new platform features.
With presale live, Digitap could 100x and disrupt the $578b digital payments industry by 2030.

Ripple faces more delays for its Spot ETF products thanks to the SEC dragging their feet, and investors are starting to wonder if it will retain its status as the top payments altcoin. New entrants offer exciting, all-rounded products that XRP will have to contend against.

Digitap is one such exciting project. It is already disrupting the global cross-border payments industry, which is projected to cross $290 trillion by 2030.

The combination of blockchain’s trustless and borderless nature, along with the stability and familiarity of integrated fiat systems, provides this project with a massive upside in the coming months. Users are downloading the omni-bank Digitap app in thousands on the Google Play Store to leverage the superior capabilities of this platform.

Why Digitap could destabilize established players like Ripple

Digitap has been thoroughly vetted by its core development team. It is not a concept project like some crypto startups, but instead provides a market-ready omni-bank fintech app to transform global payments.

What Digitap does better than established crypto players like Ripple is its level of integration with the real world. It removes the silo effect that most crypto payment platforms have by providing low-cost transactions and fiat-banking rails, which can make transactions and payments simple and fast.

Users can transact using national currencies like the USD and the EURO and swap for multiple cryptocurrencies using the power of blockchain technology and an integrated fintech app. Transfers and swaps from cards, offshore accounts, and all aspects of the fiat sector to crypto are seamless on Digitap.

For security, Digitap deploys strategies such as multisig custody, cold wallet storage, end-to-end encryption, and secure wallet technology. These measures ensure the project’s mission of expanding financial access to the unbanked and the underbanked while ensuring users have access to efficient global payments.

Digitap also cuts through jurisdictional regulatory bottlenecks by having a geo-responsive compliance engine for automated KYC/AML compliance while maintaining privacy features for users who prefer anonymity.

Cross-border payments ready for disruption: Will TAP pay off?

International remittance giants like PayPal still take up a significant chunk of global remittances. For larger transactions, users typically have to wait for hours, if not days, for banks to clear payments on SWIFT. Users pay significant amounts for these remittances, with costs typically being 3-6% of the amount sent.

Ripple has not made the impact it looked to achieve at inception through its solutions like On-Demand Liquidity (ODL), which uses XRP. Despite XRP’s mega valuation, ODL penetration remains frustratingly low.

On the other hand, Digitap superapp looks to go one better by taking crypto-fiat interoperability to another stratosphere. Its virtual and physical cards offer instant access to cash via ATMs.

Additional business optimization tools, such as multi-currency IBANs for global operations, integrated payroll and invoicing, expense cards with analytics, and DeFi integrations, ensure that there is value for money in this platform.

Further, staking TAP provides additional opportunities such as governance participation, priority access to new features, and cashback opportunities.

These factors combine to justify why users are confident TAP could potentially grow 100x in the coming months. If anything, Digitap may become a crucial component of the digital payment industry, projected to reach over $578 billion by 2030, lifting TAP once trading begins after the Digitap presale concludes. Buying TAP in the now-live Digitap presale could be a steal, a proposition that smart investors are actively exploring.

Ready to learn more? Join the Digitap (TAP) presale before the next price increase.

For more information, visit the official website or the socials.

Disclosure: This content is provided by a third party. Neither crypto.news nor the author of this article endorses any product mentioned on this page. Users should conduct their own research before taking any action related to the company.

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September 12, 2025 0 comments

GameFi Guides

Stablecoin market hits $300B, But Discrepancies Expose Data Gaps

by admin September 12, 2025

The stablecoin market briefly touched a $300 billion capitalization on CoinMarketCap (CMC) this week, marking a significant milestone for the sector. However, conflicting figures reported by rival platforms like CoinGecko and DeFiLlama highlight the lack of a standardized methodology for measuring the fast-expanding market.

Different Platforms, Different Results

While CMC reported a mcap of $300 billion on Thursday, CoinGecko listed $291 billion and DefiLlama showed $289 billion the following day. The gap comes from divergent methodology. CMC tracks about 150 stablecoins and excludes some as “rehypothecated assets,” while CoinGecko and DefiLlama list nearly 300, using algorithms, outlier filters, and on-chain TVL to refine results.

Comparison of Total stablecoin market capitalization

These different approaches produce significant gaps. CMC does not track Tether Gold (XAUT), a $1.3 billion asset included by CoinGecko, nor does it count the new Sky (USDS) contract, the upgraded version of DAI worth $8.1 billion. Together, those omissions create nearly a $10 billion discrepancy across platforms.

This milestone arrives as stablecoins gain increasing political attention. The market has surged past $200 billion since late 2024, driven primarily by the growth of Tether (USDT), USD Coin (USDC), and Ethena’s USDe, a new-generation synthetic dollar that provides a native yield.

This growth has caught the attention of policymakers, with the Trump administration’s “Genius Act” in July reportedly aimed at boosting the U.S. dollar’s global standing through stablecoins. Still, ongoing regulatory pushes in Europe and persistent transparency concerns could slow the market’s march toward $400 billion by year-end.

The bigger picture

According to Rafaela Romano of Alphractal, discrepancies “will always exist” because stablecoin supply is harder to track than Bitcoin. CoinMarketCap’s head of research, Alice Liu, added that excluding rehypothecated assets prevents double counting across wrapped tokens, staking derivatives, and complex collateralized structures. Still, the lack of standardization underscores how fragmented reporting remains in this market.

The $300 billion marker is less a definitive number than a signal of momentum. Discrepancies between data providers show the sector’s complexity, but they also highlight the growing weight of stablecoins in global finance, even as mainstream adoption remains just out of reach.

Also read: Bitcoin sharks add 65,000 BTC amid rebound

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September 12, 2025 0 comments

GameFi Guides

XRP Back Among 100 Biggest Assets by Market Cap

by admin September 12, 2025

The Ripple-linked XRP cryptocurrency has re-entered the 100 assets by market capitalization.

The popular token is currently in 98th place (above American computer networking company Arista Networks and Indian banking and financial services company HDFC Bank).

XRP’s market capitalization currently stands at $180.5 billion following the cryptocurrency’s latest price spike. Earlier today, XRP peaked at an intraday high of $3.07.

XRP surpassing McDonald’s

Earlier this year, the Ripple-linked token managed to break into the top 80 by market capitalization.

The token briefly even briefly topped McDonald’s, which was seen as a rather symbolic milestone.

Back then, XRP also surged above PetroChina, China’s biggest oil and gas producer, AT&T, a major U.S. telecom and media company, Siemens, a German tech giant, Shell, one of the biggest oil and gas companies, Uber, the leading ride-hailing company, Verizon, one of the top telecom providers in the US, as well as Xiomi, one of the leading consumer electronics manufacturers in China.

On July 18, the token reached a new record peak of $3.66, but it has since declined by a whopping 16%.

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September 12, 2025 0 comments

Tyler and Cameron Winklevoss at the White House in July 2025. (Win McNamee/Getty Images)

GameFi Guides

Galaxy Digital CEO Explains Why This Is the ‘Season of SOL’

by admin September 12, 2025

Solana’s SOL rallied above $239 on Friday, extending its sharp September gains, as Galaxy Digital CEO Mike Novogratz described the blockchain as “tailor-made” for global financial markets and analyst Ali Martinez charted a potential path to $1,314.

Martinez, a well-known crypto analyst, highlighted Solana’s breakout from what chart technicians call a cup-and-handle pattern, a formation that often signals the start of a long-term rally.

In his chart, Martinez marked $1,314.41 as the main technical target, using Fibonacci retracement levels to project Solana’s upside. The pattern reflects a multi-year basing structure: Solana’s deep decline in 2022 and 2023 formed the “cup,” while the sideways consolidation of 2024 and early 2025 formed the “handle.”

According to Martinez, the breakout above resistance near $220 validates the structure and opens the way to much higher levels if momentum persists.

Novogratz, speaking on CNBC’s “Squawk Box” Thursday, laid out a sweeping bull case for Solana and crypto more broadly. He began by pointing to treasury companies tied to both ETH and SOL, which he said are raising billions of dollars and bringing “lots of energy and money” into the digital asset ecosystem.

He then pivoted to bitcoin, predicting the world’s largest cryptocurrency should see a surge toward the end of the year.

But his most detailed remarks focused on Solana and the changing regulatory landscape. Novogratz said U.S. SEC Chair Paul Atkins has made clear that he wants all markets to move on-chain, citing a speech earlier in the week where Atkins declared, “On-chain capital markets and agentic finance are on the horizon, and the world is watching.”

As part of that backdrop, Novogratz flagged Nasdaq’s proposal to the SEC to allow tokenized securities to be traded directly on the Nasdaq Stock Market. Combined with the new U.S. stablecoin framework, he argued, crypto finally has both the technology and the regulatory clarity to serve as financial market infrastructure.

On the technology side, Novogratz emphasized Solana’s raw capacity, saying the blockchain can handle 14 billion transactions per day — enough, in his words, “to process all the transactions in equities, fixed income, commodities and foreign exchange combined.” He went on to call Solana a blockchain that is “tailor-made” for financial markets.

Adding it up — scalable infrastructure, a pro-blockchain regulatory stance and billions in new institutional inflows — Novogratz concluded that “this is the season of SOL,” a moment when Solana is positioned to take a leading role as capital markets shift on-chain.

Technical Analysis Highlights (Sept. 11 15:00 – Sept. 12 14:00 UTC)

According to CoinDesk Research’s technical analysis data model, SOL gained about 6% in the 24-hour period, climbing from $227.14 to $240.02, with trading volumes reaching 3.66 million contracts.
The token broke above eight months of resistance at $220, hitting $240 for the first time since January as institutional buyers added exposure.
The strongest rally occurred in the final hour of trading (13:14–14:13 UTC on Sept. 12), when SOL advanced another 1% from $239.92 to $241.17.
The most dramatic breakout came just after midnight UTC on Sept. 12, when volume surged to 3.66 million contracts — nearly triple the 24-hour average of 1.46 million.
Support was established around $225.50 during early consolidation, while resistance emerged at $240.08, where several rallies initially stalled.
Heavy trading volume at $228.78 (3.66 million contracts) confirmed that level as a key support zone.
The busiest trading window was 14:09–14:11 UTC, with 214,368 contracts changing hands — nearly six times the typical hourly average.
A fresh support level has now formed near $241.17, suggesting buyers are willing to defend higher prices even after the breakout.

Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy.

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September 12, 2025 0 comments

GameFi Guides

Bitcoin Taker Volume Explodes On Binance After US PPI Report – What This Means

by admin September 12, 2025

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

Just as the crypto market turns bullish again, Bitcoin’s price appears to have sprung back to life as the largest digital asset reclaims above the $115,000 threshold. Even with news of US PPI reports, BTC maintained above this level, and trading activity on the Binance platform experienced a notable surge.

PPI Report Sends Bitcoin Taker Volume Skyrocketing

Over the past few days, Bitcoin Taker Buy Volume on Binance, the world’s largest cryptocurrency exchange, was a bit down, as BTC’s price struggles with bearish pressure. However, recent macroeconomic news and conditions have greatly ignited the key metric to levels not seen in quite a while.

Darkfost, a market expert and author, has reported a massive surge in Bitcoin taker buy volume on Binance, signaling heightened trading activity and renewed market momentum. Such a sharp uptick highlights a shifting mood as traders position themselves around important price levels and demonstrates vigorous engagement from both buyers and sellers.

It is worth noting that the BTC taker buy volume on Binance saw this dramatic increase following the release of the United States Producer Price Index (PPI) data on Wednesday. After the PPI data was published, the crucial metric that measures investors’ trading recorded a staggering $500 million in taker volume.

BTC trading on Binance heats up | Source: Chart from Darkfost on X

What’s interesting about this $500 million surge in taker volume is that the massive figure was achieved in just 1 minute. Darkfost highlighted that the surge reflects a sudden and significant change in trading sentiment, demonstrating how susceptible cryptocurrency is to macroeconomic triggers.

Given that liquidity frequently flows straight into Binance’s derivatives market, this further emphasizes the close connection between cryptocurrency and macroeconomics. In the end, this correlation shapes price action in the short term and captures the immediate response of global investors.

US PPI Data Surpasses The Expectations Of Analysts

In the X post, Darkfost noted that the recently released report carries the first data providing insights into the evolution of US inflation following the recent revisions to the NFP. This event unexpectedly eliminated 910,000 job creations, which was more than expected, raising further questions about the strength of the labor market.

According to the market expert, the PPI results were far better than anticipated, with a CORE PPI YoY of 2.8% and a MoM reading of -0.1%. While clearly beating forecasts from analysts, this data further reinforces the idea that inflationary pressures might be beginning to subside. As a result, the markets immediately reacted on the upside, with Bitcoin in particular.

At the time of writing, Bitcoin continues to demonstrate bullish action, with its price now trading at $115,374. While the crypto asset’s price has increased by nearly 3% in the last 24 hours, its trading volume is slowly turning bearish, declining by more than 6% within the same time frame.

BTC trading at $115,228 on the 1D chart | Source: BTCUSDT on Tradingview.com

Featured image from Pixabay, chart from Tradingview.com

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September 12, 2025 0 comments

GameFi Guides

OpenMiner among 2025’s notable digital wealth passive income apps

by admin September 12, 2025

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.

OpenMiner empowers global users with AI-driven cloud mining, offering secure, flexible, and passive crypto income solutions.

Summary

OpenMiner helps investors turn crypto into passive income with secure, efficient cloud mining solutions.
With AI-powered contracts, OpenMiner makes earning from Bitcoin, Ethereum, and Ripple simple and accessible.
The company leads global cloud mining, offering secure, flexible services for investors in the digital economy.

With the rapid global adoption of mainstream cryptocurrencies like Bitcoin, Ethereum, and Ripple, digital assets are becoming a new engine of global wealth growth.

By 2025, cryptocurrency and blockchain technology will not only disrupt traditional financial models but also usher in a more efficient, secure, and decentralized future.

As a pioneer of this trend, OpenMiner is leveraging unique cloud mining technology to help global investors easily capitalize on the enormous opportunities presented by cryptocurrency.

What is cloud mining?

Cloud mining is a method of mining digital currencies that requires no hardware investment or technical knowledge. With OpenMiner, users can rent computing power directly from the cloud to mine, eliminating the need to purchase mining machines or manage complex equipment.

All operations can be performed directly on a mobile phone. The platform provides an intelligent mining experience, automatically optimizing resource allocation and helping users easily earn cryptocurrency returns. With no upfront investment required, anyone can start profiting easily anytime.

How to join OpenMiner?

1. Register: New users receive a $500 welcome bonus and a $1 daily sign-in bonus.

2. Choose a contract: The platform offers a variety of flexible contract options to suit different investment strategies.

3. Start mining: Once a contract is activated, the user receives income that can be withdrawn at any time.

For more information about contracts, visit the contracts page.

Platform advantages

Security and Compliance: The Open Miner platform is certified by the UK Financial Conduct Authority (FCA) and equipped with enterprise-grade security systems like McAfee® and Cloudflare® to ensure the safety of user accounts and assets.
Zero-barrier to entry: Users can participate in mining and easily earn passive income using their mobile phone, without the need for hardware or specialized knowledge.
AI Computing Power Scheduling: The platform uses AI algorithms to optimize mining efficiency and adjust computing resources in real time to maximize user returns.

Transparent Settlement and Liquidity: Revenue is automatically settled and distributed daily, allowing users to view and withdraw their earnings at any time, making operations simple and convenient.

Conclusion

As a leading global cloud mining platform, OpenMiner provides secure, efficient, and convenient services, helping users worldwide easily earn passive income from cryptocurrency. Through AI-powered computing power scheduling and flexible contract options, Open Miner offers investors a convenient gateway to the world of digital currency.

For more information, visit the official website or download the mobile app.

Official email: [email protected]

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September 12, 2025 0 comments

GameFi Guides

Crypto Users Face Danger from New ModStealer Malware

by admin September 12, 2025

While the crypto industry is going through various security breaches, ModStealer, a new infostealer malware, is targeting crypto users on macOS, Windows, and Linux systems. Experts note that this malware can steal information on crypto wallets and access credentials of users.

According to information from 9to5mac, Apple-focused security company Mosyle found the malware, which even major antivirus engines failed to catch for almost a month after it was uploaded to VirusTotal, an online service that checks files for harmful content.

The report cites that the ModStealer is being delivered to victims through malicious job postings, specifically targeting developers. Using heavily obfuscated JavaScript files written with NodeJS, the malware remains completely undetectable by signature-based defenses.

“The malware’s main goal is data exfiltration, with a particular focus on cryptocurrency wallets, credential files, configuration details, and certificates,” Mosyle said. The security researchers also found targeting logic for different wallets, such as extensions for Safari and Chromium-based browsers.

Malware’s perplexing infrastructure

The security company said that the malware stays on macOS by using the system to register as a background agent. While its server seems hosted in Finland, it is believed that the infrastructure is routed through Germany to hide where the operators are from.

“For security professionals, developers, and end users alike, this serves as a stark reminder that signature-based protections alone are not enough. Continuous monitoring, behavior-based defenses, and awareness of emerging threats are essential to stay ahead of adversaries,” Mosyle warns.

On macOS, the malware stays on a victim’s Mac for a long time and is hard to find by using Apple’s own launchctl tool to install itself as a LaunchAgent. From there, it watches what people do and sends sensitive data to a server far away.

Mosyle thinks that the ModStealer fits the description of Malware-as-a-Service (MaaS). This is where people who make malware make and sell harmful packages to affiliates. This kind of business model has become more and more popular among cybercriminal gangs, especially when it comes to spreading infostealers.

Rise in Crypto Related Hacks

Crypto hacks have been on the rise for the past few months. PeckShield, a blockchain security firm, says that the hackers stole over $142 million in 17 attacks last month. The amount is 27.2% higher than that of $111.6 million in June 2025.

Also Read: Radiant Hacker Moves $26.7 Million in Stolen Funds to Ethereum

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September 12, 2025 0 comments

GameFi Guides

XRP: $5 Next? Massive Test Coming

by admin September 12, 2025

XRP’s next day will determine whether bulls can regain complete control or if bears will rule the upcoming weeks. Right below a long-term descending trendline that has capped rallies since the August peak, the price is currently consolidating around $3.04. XRP is pushing against this descending resistance on the daily chart.

The road to the next significant resistance, which is located around $3.40, will be opened by a successful breakout above $3.10-$3.15, which would validate a bullish continuation. By doing this, the consolidation phase would come to an end, and the upward trend that started in mid-July would resume. A pullback, though, might occur if the upcoming sessions fail to produce any breakthroughs.

XRP/USDT Chart by TradingView

The 50-day EMA, or $2.84, is the key support, and $2.79 is the deeper floor. The bulls’ fate would be sealed if XRP fell below these levels, invalidating the bullish breakout scenario and probably sending the price back toward the $2.55 range, which is where the 200-day EMA is located. Since volume has stayed largely unchanged, it appears that traders are awaiting confirmation before making a commitment.

BTC’s September Low May Already Be In, History Suggests

by admin September 12, 2025

Historical data suggests that bitcoin BTC$108,783.53 has likely put in its September 2025 low, around $107,000 on the first of the month.

Looking back to July 2024, a consistent pattern emerges where bitcoin tends to form a bottom for the month within the first 10 days of each month.

The notable exceptions were February, June and August 2025, when the lows came later in the month, but even then, the market experienced a correction within those first 10 days before resuming its broader trend.

Speculatively, the reason bitcoin often puts in its low within the first 10 days of the month could be tied to institutional portfolio rebalancing or the timing of key macroeconomic events that tend to cluster early in the month.

“It’s worth noting that several futures and options markets expire on the final day of the month or the first day of the next, this can lead to short term volatility and a subsequent lull in trading activity as traders either rollover trades or reposition entirely,” said Oliver Knight, deputy managing editor, data and tokens, at CoinDesk.

Of course, past performance is not a guarantee of future results, but as Q4 approaches it is worth noting that this quarter has historically been bitcoin’s strongest, delivering an average return of 85%. October in particular has been especially favorable, with only two losing months since 2013.

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September 12, 2025 0 comments

GameFi Guides

AI Giants Face FTC Inquiry Into Chatbot Safety and Child Protections

by admin September 12, 2025

In brief

The FTC has issued orders to seven companies requiring detailed disclosure of safety protocols and monetization strategies within 45 days.
The probe comes amid growing concerns about AI chatbots’ impact on children, with safety advocates calling for stronger protections.
Companies must reveal user data handling by age group and safeguards preventing inappropriate interactions with minors.

The Federal Trade Commission issued compulsory orders Thursday to seven major technology companies, demanding detailed information about how their artificial intelligence chatbots protect children and teenagers from potential harm.

The investigation targets OpenAI, Alphabet, Meta, xAI, Snap, Character Technologies, and Instagram, requiring them to disclose within 45 days how they monetize user engagement, develop AI characters, and safeguard minors from dangerous content.

Recent research by advocacy groups documented 669 harmful interactions with children in just 50 hours of testing, including bots proposing sexual livestreaming, drug use, and romantic relationships to users aged between 12 and 15.

“Protecting kids online is a top priority for the Trump-Vance FTC, and so is fostering innovation in critical sectors of our economy,” FTC Chairman Andrew Ferguson said in a statement.

The filing requires companies to provide monthly data on user engagement, revenue, and safety incidents, broken down by age groups—Children (under 13), Teens (13–17), Minors (under 18), Young Adults (18–24), and users 25 and older.

The FTC says that the information will help the Commission study “how companies offering artificial intelligence companions monetize user engagement; impose and enforce age-based restrictions; process user inputs; generate outputs; measure, test, and monitor for negative impacts before and after deployment; develop and approve characters, whether company- or user-created.”

Building AI guardrails

“It’s a positive step, but the problem is bigger than just putting some guardrails,” Taranjeet Singh, Head of AI at SearchUnify, told Decrypt.

The first approach, he said, is to build guardrails at the prompt or post-generation stage “to make sure nothing inappropriate is being served to children,” though “as the context grows, the AI becomes prone to not following instructions and slipping into grey areas where they otherwise shouldn’t.”

“The second way is to address it in LLM training; if models are aligned with values during data curation, they’re more likely to avoid harmful conversations,” Singh added.

Even moderated systems, he noted, can “play a bigger role in society,” with education as a prime case where AI could “improve learning and cut costs.”

Safety concerns around AI interactions with users have been highlighted by several cases, including a wrongful death lawsuit brought against Character.AI after 14-year-old Sewell Setzer III died by suicide in February 2024 following an obsessive relationship with an AI bot.

Following the lawsuit, Character.AI “improved detection, response and intervention related to user inputs that violate our Terms or Community Guidelines,” as well as a time-spent notification, a company spokesperson told Decrypt at the time.

Last month, the National Association of Attorneys General sent letters to 13 AI companies demanding stronger child protections.

The group warned that “exposing children to sexualized content is indefensible” and that “conduct that would be unlawful—or even criminal—if done by humans is not excusable simply because it is done by a machine.”

Decrypt has contacted all seven companies named in the FTC order for additional comment and will update this story if they respond.

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